Federal Register - OCC
Apr 06, 2026
Rules
The OCC is renewing its information collection on consumer financial privacy, requiring OMB approval. This affects how credit unions handle data disclosure requirements, impacting compliance documentation and exam readiness.
Federal Register - FDIC
Apr 02, 2026
Rules
TX
The FDIC is updating its system of records to rename and modify sections of FDIC-005, including seeking public comment on four routine uses. This affects how credit unions handle consumer complaints and public inquiries,...
OCC News Releases
Mar 31, 2026
Rules
The OCC is rescinding recovery planning guidelines for certain national banks, federal savings associations, and branches, which may impact their capital planning and stress testing requirements. While Texas credit unions are not directly affected,...
CFPB Newsroom
Mar 31, 2026
Rules
The 2025 HMDA Loan Application Register data is now accessible via the FFIEC platform, requiring credit unions to ensure accurate reporting and data management processes are in place for compliance with federal mortgage lending...
Federal Register - CFPB
Mar 30, 2026
Rules
The CFPB seeks OMB approval to reinstate a regulation prohibiting inclusion of adverse credit information related to human trafficking cases. This affects credit unions' consumer reporting practices and may require updates to compliance protocols...
Federal Register - OCC
Mar 04, 2026
Rules
- The OCC is rescinding the Fair Housing Home Loan Data System regulation due to its obsolescence and inconsistency with other legal authorities. - This action reduces regulatory burden for national banks without significantly...
Federal Register - OCC
Mar 04, 2026
Rules
- Simplifies licensing requirements for corporate activities and transactions involving national banks and Federal savings associations with less than $30 billion in total assets.
- Intended to reduce burden on these institutions.
OCC News Releases
Mar 03, 2026
Rules
The OCC has issued two final rules aimed at reducing regulatory burden for community banks. These rules will likely streamline compliance processes and reduce reporting requirements, potentially benefiting Texas credit unions.
Federal Register - OCC
Mar 02, 2026
Rules
The OCC is amending its rule to clarify the longstanding authority of national banks limited to trust company operations to engage in non-fiduciary activities. This change does not explicitly impact Texas credit unions but...
FDIC Press Releases
Feb 27, 2026
Rules
• FDIC approved the deposit insurance application for Edward Jones Bank in Salt Lake City, Utah. • Conditions include maintaining a minimum nine percent tier 1 leverage ratio and support from the Jones Financial...
FDIC Press Releases
Feb 27, 2026
Rules
The FDIC has issued the CRA examination schedules for the second quarter of 2026 and third quarter of 2026. Institutions with $250 million or less in assets will be examined no more frequently than...
Federal Register - CFPB
Feb 25, 2026
Rules
The article discusses the Equal Credit Opportunity Act (Regulation B), which prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or because a person receives income from...
Banking Dive
Feb 18, 2026
Rules
The Office of the Comptroller of the Currency (OCC) has conditionally approved Stripe subsidiary Bridge for a trust charter. This approval follows similar approvals given to digital-asset firms Circle, Ripple, and Paxos.
ABA Banking Journal
Feb 10, 2026
Rules
• FHFA has repealed a 2024 final rule that codified fair housing and fair lending oversight practices for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. • This repeal may impact how...
Federal Reserve Press
Feb 04, 2026
Rules
- The Federal Reserve Board has finalized hypothetical scenarios for the annual stress test.
- Capital requirements related to the stress test will remain unchanged until public feedback is considered.
ABA Banking Journal
Feb 02, 2026
Rules
The ABA has filed an amicus brief urging the Eighth Circuit to reverse a decision by a North Dakota district court which vacated Reg. II; this decision impacts credit union compliance and operations.
Federal Register - FDIC
Jan 29, 2026
Rules
The FDIC is amending its signage requirements for digital deposit-taking channels and ATMs. The changes provide additional flexibility to IDIs while enhancing consumer understanding of when funds are protected by FDIC insurance.
Banking Dive
Jan 23, 2026
Rules
Both automakers must establish their banks within 12 months and maintain a minimum 15% tier 1 leverage ratio thereafter; this does not explicitly mention Texas but could have broader implications for compliance practices.
ABA Banking Journal
Jan 22, 2026
Rules
The FDIC finalized changes to its signage rules and delayed the compliance date. The new rules will take effect in June 2024.
FDIC Press Releases
Jan 22, 2026
Rules
The FDIC has approved deposit insurance applications for Ford Credit Bank and GM Financial Bank. Both banks will be Utah-chartered industrial banks focusing on automotive financing. Conditions include maintaining a minimum 15% tier 1...
Federal Register - Credit Unions
Jan 12, 2026
Rules
• The NCUA Board issued an interim final rule correcting the numbering of one system of records and exempting another from certain Privacy Act requirements. • The rule was issued without advance notice-and-comment procedures...
Federal Reserve Press
Dec 30, 2025
Rules
- Community Reinvestment Act (CRA) asset-size thresholds have been released for the current year.
- These thresholds will be used by regulators when assessing a credit union's CRA performance.
FDIC Press Releases
Dec 30, 2025
Rules
• The Federal Reserve Board and the Federal Deposit Insurance Corporation updated the CRA asset-size thresholds for small banks and intermediate small banks. • These thresholds will be in effect from January 1, 2026,...
CFPB Final Rules
Dec 17, 2025
Rules
The final rule rescinds certain amendments made in 2022 and 2023 to the Rules of Practice for Adjudication Proceedings. These rules govern proceedings conducted by the Consumer Financial Protection Bureau (CFPB).
FDIC Press Releases
Dec 16, 2025
Rules
The FDIC approved the deposit insurance application for Erebor Bank, N.A., a newly chartered national bank focusing on technology and defense industries. The approval comes with conditions including maintaining a 12% tier 1 leverage...