ABA Banking Journal
Feb 24, 2026
The banking industry reported full-year net income of $295.6 billion in 2025, up $27.5 billion from 2024; Q4 2025 saw a net income of $77.7 billion.
The FDIC also said that the banking industry reported full-year net income of $295.6 billion in 2025, up $27.5 billion, or 10.2%, from 2024. The post Quarterly Banking Profile: Banking net income $77.7B in Q4 2025 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
Consumer confidence has improved and could support resilient demand for consumer credit in the near term; this may impact lending practices.
Confidence has improved from the January low, supported by stabilizing labor market conditions. Demand for consumer credit could stay resilient in the near term. The post ABA DataBank: Consumer confidence surprises to the upside appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
• Home values have risen, increasing home equity for borrowers and potentially reducing default risk.
• The moderation in December's home price appreciation suggests a more stable housing market.
Borrowers’ home equity increases as home values rise, which could make defaults less likely and reduce losses in the event of default. The post ABA DataBank: December home price appreciation moderates appeared first on ABA Banking Journal .
Banking Dive
Feb 24, 2026
Private-equity firm General Atlantic, Brazilian bank BTG Pactual and funds managed by Blackstone and Qatar Investment Authority are among buyers of as much as 4.9% each; no explicit mention of Texas or Texas credit unions.
Private-equity firm General Atlantic, Brazilian bank BTG Pactual and funds managed by Blackstone and Qatar Investment Authority are among buyers of as much as 4.9% each.
Banking Dive
Feb 24, 2026
JPMorgan CEO Jamie Dimon expresses concern over current economic conditions, comparing them to the years leading up to the 2008 financial crisis. Elevated asset prices and competitive landscape are noted as potential risks.
Elevated asset prices and an intensely competitive landscape remind the CEO of the years just prior to the 2008 financial crisis, he said Monday.
ABA Banking Journal
Feb 24, 2026
- The board at National Bank of Indianapolis emphasizes a balance between tradition and transformation.
- They aim to serve shareholders, employees, and the community effectively.
'We’re a very engaged, active, collegial board who wants to do right by shareholders, employees and the community,' The post Spotlight: At National Bank of Indianapolis, governance balances tradition and transformation appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Manufactured goods orders decreased by $4.3 billion or 0.7% in December 2025; the decline follows a November increase of 2.7%. This economic indicator may affect lending and credit risk assessment for credit unions.
New orders for manufactured goods in December 2025 decreased $4.3 billion, or 0.7% to $617.5 billion, the U.S. Census Bureau reported. The decline followed a 2.7% November increase. The post Factory orders decreased in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
TX
Female billionaires are growing their wealth faster than men, as the focus is shifting from wealth preservation to empowering the next generation. The post Billionaires on the rise appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
TX
For banks, training, teamwork and technology are effective tools. ‘48 years can be gone in 48 hours.’ The post Financial fraud threats to seniors are continuous appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Public trust in banking has recovered since the 2008 financial crisis according to a Gallup survey. However, U.S. public trust remains below pre-crisis levels compared to other countries.
Public trust in banking has recovered following a sharp decline caused by the 2008 financial crisis, although the U.S. remains one of several countries where it lags behind the levels seen before the Great Recession, according to a new survey by Gallup. The post Survey: Banks regain status as one of the most trusted institutions appeared first on ABA Banking Journal .
Banking Dive
Feb 23, 2026
Wells Fargo and Citi led AI VC investments; financial services industry focuses on building and scaling AI technology.
Wells Fargo and Citi topped the leaderboard for AI VC investments as the financial services industry works to build and scale the technology.
Banking Dive
Feb 23, 2026
95% of organizations see zero return on AI investments; banks are responding by reassessing their AI strategies and focusing on more tangible use cases.
95% of organizations see zero return on AI investments. Learn how banks are responding.
ABA Banking Journal
Feb 20, 2026
The article discusses the rise in joblessness for white-collar jobs due to increased AI implementation. It highlights how businesses have scaled back their payrolls as a result of automation.
As AI has become more widely implemented, businesses have begun scaling back their payrolls. The post ABA DataBank: Joblessness rose in 2025 for white-collar jobs appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
Sales of new single-family houses in December 2025 were at a seasonally-adjusted annual rate of 745,000, down from November's rate but up from the same month last year; This information provides insight into housing market trends which can be useful for credit unions considering mortgage lending and risk management strategies.
Sales of new single-family houses in December 2025 were at a seasonally-adjusted annual rate of 745,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. This is 1.7% below the November 2025 rate of 758,000 and is 3.8% above the December 2024 rate of 718,000.The […] The post New homes sales fell 1.7% in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
- Consumer sentiment edged up 0.2 points in February to 56.6.
- The Current Economic Conditions Index increased 1.2 points from the previous month but remains down significantly year-over-year.
Consumer sentiment edged up 0.2 points month-over-month in February to 56.6, down 8.1 points from one year ago, according to final results of the University of Michigan Surveys of Consumers. The Current Economic Conditions Index increased 1.2 points from the previous month to 56.6 but down 9.1 points from the previous year. The Consumer Expectations […] The post Final: Consumer sentiment edged up 0.2 points in February appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
• The first savings banks in the United States were established in Boston and Philadelphia in 1816.
• Savings banks originated in Europe during the mid-18th century.
Savings banks had developed in Europe in the middle of the 18th century. In this country, the first two were founded in Boston and Philadelphia in 1816. The post From the Vault: The birth of savings banks appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
Inflation may be more persistent than previously thought; higher prices pressure margins and affect credit performance and consumer sentiment.
Inflation may be more persistent than previously thought, posing several challenges for the banking industry as higher prices pressure margins and inflation-driven headwinds affect credit performance and consumer sentiment. The post ABA DataBank: PCE inflation surprises to the upside in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
The U.S. economy expanded moderately in 2025 with strong services sector; loan demand could remain healthy in the services sector.
The U.S. economy continued to expand at the end of 2025, although at a more moderate pace. With services remaining strong, loan demand could remain healthy in that sector. The post ABA DataBank: GDP misses expectations appeared first on ABA Banking Journal .
Banking Dive
Feb 20, 2026
Klarna is expanding its customer base by targeting long-term loan and debit card users; the company has experienced two consecutive quarterly losses.
The company is targeting more long-term loan and debit card customers as an avenue for growth as sees its second consecutive quarterly loss.
Banking Dive
Feb 20, 2026
TD aims to retain its branch ‘essence’ amid brand refresh; focuses on digital banking to meet evolving consumer expectations and deepen relationships.
As the bank leans into digital banking, it wants to meet evolving consumer expectations, deepen relationships and retain customers.
ABA Banking Journal
Feb 19, 2026
Democrats demand the Federal Reserve release information on recent changes to its bank supervision division; Fed staff reportedly unhappy with these changes.
Sen. Elizabeth Warren (D-Mass.) and other Democrats are demanding that the Federal Reserve turn over information on recent changes to its bank supervision division following a media report that Fed staff are unhappy with those changes, the Wall Street Journal reported. The post Report: Democrats demand Fed release info on bank supervision changes appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 19, 2026
The U.S. trade deficit increased significantly in December 2025; the deficit was $70.3 billion, up from $53 billion in November. For the year, the deficit decreased slightly by $2.1 billion.
The U.S. trade deficit was $70.3 billion in December, up $17.3 billion from $53 billion in November, the Commerce Department said. For 2025, the trade deficit decreased $2.1 billion, or 0.2%, from 2024. The post U.S. trade deficit widened in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 19, 2026
- Pending home sales in January dropped 0.8% from the prior month and 0.4% year over year.
- The information comes from the National Association of Realtors.
Pending home sales in January dropped 0.8% from the prior month and 0.4% year over year, according to the National Association of Realtors. The post Pending home sales fell in January appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 19, 2026
The 30-year fixed-rate mortgage rate dropped to 6.01%, while the 15-year fixed-rate mortgage rate fell to 5.35%. This information may impact member borrowing decisions and credit union loan pricing strategies.
The rate for a 30-year fixed-rate mortgage was 6.01% this week. The rate for a 15-year fixed-rate mortgage was 5.35%, The post Mortgage rates drop appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 19, 2026
- Housing coalition supports ABA recommendations aimed at reducing the corporate alternative minimum tax burden on banks.
- The recommendations are seen as a way to ease compliance for financial institutions.
An association representing housing professionals expressed strong support for two ABA recommendations on how to reduce the compliance burden of the corporate alternative minimum tax on banks. The post Housing coalition endorses ABA recommendations for easing corporate alternative minimum tax burden appeared first on ABA Banking Journal .