CFPB Final Rules Rules

Appraisals for Higher-Priced Mortgage Loans Exemption Threshold

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The brief below is a reading aid. The original source material and source link remain the governing reference.

Operational Brief

The OCC, the Board, and the Bureau are finalizing amendments to their regulations based on the CPI-W as of June 1, 2025. These changes will affect appraisals for higher-priced mortgage loans.

Why It Matters for Texas Credit Unions

The article does not explicitly mention Texas or any Texas-specific entities and the changes apply to all credit unions nationwide.

Who this most likely affects

Bounded site guidance: This item is most likely relevant for boards, executive leadership, and governance owners.

Why this fit: The source language points to governance, management, or supervisory posture rather than a narrow line function.

This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.

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Original Source Material

The OCC, the Board, and the Bureau are finalizing amendments to the official interpretations for their regulations that implement section 129H of the Truth in Lending Act (TILA) based on the CPI-W in effect as of June 1, 2025.