Consumer Leasing (Regulation M)

AI Summary

The exemption threshold for consumer leases under Regulation M will increase from $71,900 to $73,400 effective January 1, 2026; this change is based on the annual percentage increase in the CPI-W as of June 1, 2025.

Texas Relevance

The article does not explicitly mention Texas or any Texas-specific entities. The rule applies to all credit unions nationwide based on the Consumer Financial Protection Bureau's (CFPB) criteria, which are not specific to Texas.

Original Content

Based on the annual percentage increase in the CPI-W as of June 1, 2025, the exemption threshold for consumer leases in Regulation M will increase from $71,900 to $73,400 effective January 1, 2026.