Original Source Material
Based on the annual percentage increase in the CPI-W as of June 1, 2025, the exemption threshold for consumer leases in Regulation M will increase from $71,900 to $73,400 effective January 1, 2026.
Consumer Leasing (Regulation M)
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The brief below is a reading aid. The original source material and source link remain the governing reference.
Operational Brief
The exemption threshold for consumer leases under Regulation M will increase from $71,900 to $73,400 effective January 1, 2026; this change is based on the annual percentage increase in the CPI-W as of June 1, 2025.
Why It Matters for Texas Credit Unions
The article does not explicitly mention Texas or any Texas-specific entities. The rule applies to all credit unions nationwide based on the Consumer Financial Protection Bureau's (CFPB) criteria, which are not specific to Texas.
Bounded site guidance: This item is most likely relevant for credit unions with retail consumer programs, deposit products, or frontline member-service exposure.
Why this fit: The source language points to consumer treatment, product, or disclosure practices.
This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.
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