Original Source Material
Based on the annual percentage increase in the CPI-W as of June 1, 2025, the exemption threshold for consumer credit transactions in Regulation Z will increase from $71,900 to $73,400 effective, January 1, 2026.
Truth in Lending (Regulation Z)
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The brief below is a reading aid. The original source material and source link remain the governing reference.
Operational Brief
- The exemption threshold for consumer credit transactions in Regulation Z will increase from $71,900 to $73,400 effective January 1, 2026.
- This change is based on the annual percentage increase in the CPI-W as of June 1, 2025.
Why It Matters for Texas Credit Unions
The article does not explicitly mention Texas or any Texas-specific entities. It discusses a general federal regulation applicable to all credit unions nationwide.
Bounded site guidance: This item is most likely relevant for credit unions with retail consumer programs, deposit products, or frontline member-service exposure.
Why this fit: The source language points to consumer treatment, product, or disclosure practices.
This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.
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