Truth in Lending (Regulation Z)

AI Summary

- The exemption threshold for consumer credit transactions in Regulation Z will increase from $71,900 to $73,400 effective January 1, 2026. - This change is based on the annual percentage increase in the CPI-W as of June 1, 2025.

Texas Relevance

The article does not explicitly mention Texas or any Texas-specific entities. It discusses a general federal regulation applicable to all credit unions nationwide.

Original Content

Based on the annual percentage increase in the CPI-W as of June 1, 2025, the exemption threshold for consumer credit transactions in Regulation Z will increase from $71,900 to $73,400 effective, January 1, 2026.