Federal Reserve Press
Feb 24, 2026
Guidance
The Board held two discount rate meetings on January 20 and 28, 2026, to discuss and set the discount rates for the upcoming quarter.
Minutes of the Board's discount rate meetings on January 20 and 28, 2026
ABA Banking Journal
Feb 23, 2026
Guidance
The Treasury Department has released the first two of six planned resources aimed at helping financial services sectors safely deploy AI. These resources will assist in ensuring that AI technologies are used responsibly and effectively.
The Treasury Department has released the first two of six planned resources to help the financial services sector safely deploy artificial intelligence. The post Treasury releases first of AI resources appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Guidance
The article addresses the requirement for adverse action notices and provides guidance on how credit unions should handle these notifications. It emphasizes the importance of providing clear and accurate information to members who are denied credit or have their terms changed.
Compliance QOTM answers question on adverse action notice. The post Compliance question of the month: February 2026 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 18, 2026
Guidance
The Treasury Department will release six resources aimed at ensuring secure and resilient AI in the financial sector. These resources are intended to enhance cybersecurity measures across U.S. financial systems.
The Treasury Department announced it will soon release six resources to enable “secure and resilient” artificial intelligence across the U.S. financial system. The post Treasury to release financial sector AI resources appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 17, 2026
Guidance
• Data maturity continues to accelerate in banks but marketers still face structural barriers in accessing and activating data.
• Key success factors include clear data governance, robust data management practices, and leveraging technology for better insights.
Banks’ data maturity continues to accelerate, but marketers still face structural barriers in accessing and activating data. The post Critical success factors in creating a data strategy appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 13, 2026
Guidance
• Covered financial institutions, including Texas credit unions, are exempt from identifying and verifying beneficial owners each time a new account is opened.
• This easing of the requirement aims to reduce regulatory burden on financial institutions.
FinCEN issued an order exempting covered financial institutions from the requirement to identify and verify the beneficial owners of a legal entity customer each time the customer opens a new account. The post FinCEN eases beneficial ownership reporting requirements appeared first on ABA Banking Journal .
CISA Alerts
Feb 13, 2026
Guidance
CISA will host town halls on cyber incident reporting for critical infrastructure; relevant for Texas credit unions due to potential impact on cybersecurity practices.
ABA Banking Journal
Feb 11, 2026
Guidance
• The banking agencies have rescinded the FAQs on the Liquidity Coverage Ratio.
• The documents will remain available for public viewing.
The banking agencies announced they are rescinding the FAQs on the Liquidity Coverage Ratio but will leave the documents online for public viewing. The post Banking agencies rescind Liquidity Coverage Ratio rule FAQs appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 11, 2026
Guidance
Ginnie Mae and FHFA need to enhance their assessment of funding risks associated with nonbank mortgage companies; the report does not explicitly mention Texas.
Ginnie Mae and the Federal Housing Finance Agency must take steps to better assess the funding risks of the nonbank mortgage companies that they monitor, the Government Accountability Office concluded in a new report. The post GAO: Ginnie Mae, FHFA need to improve monitoring of nonbank mortgage companies appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 11, 2026
Guidance
The article discusses the complexities of following up on a Suspicious Activity Report (SAR) filing. It highlights the need for thorough and timely responses to regulatory inquiries.
And just what is a mobile home when it comes to flood regulation? The post ABA Regulatory Policy and Compliance Inbox: The intricacies of following up on a SAR filing appeared first on ABA Banking Journal .
CISA Alerts
Feb 10, 2026
Guidance
CISA has released a guide aimed at helping critical infrastructure users, including credit unions, implement more secure communication practices. The document provides best practices and recommendations for enhancing cybersecurity measures.
ABA Banking Journal
Feb 10, 2026
Guidance
The article discusses the growing importance of loans to non-depository financial institutions in credit intermediation and highlights new regulatory granularity. These entities are playing a significant role outside traditional banking systems.
These entities play a central role in credit intermediation outside the traditional banking system. The post Loans to non-depository financial institutions: new granularity and a rapidly growing segment appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 09, 2026
Guidance
OFAC has created an online portal for voluntary self-disclosures of potential sanctions violations; this can be used by individuals and entities to report such issues.
The Office of Foreign Assets Control has launched an online portal for individuals to submit voluntary self-disclosures of potential violations of OFAC-administered sanctions programs. The post OFAC launches online portal for self-disclosures of sanctions violations appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 09, 2026
Guidance
- Utilize organized customer data for smarter marketing programs
- Emphasize the importance of data-driven decision-making in bank marketing
The essential ingredients are organized customer data and harnessing that data to produce smarter marketing programs. The post The keys to data-driven decision-making in bank marketing appeared first on ABA Banking Journal .
Banking Dive
Feb 06, 2026
Guidance
• Credit Union consumers are advised to file complaints with credit agencies first. • The CFPB provides clear guidance on this process.
The bureau published three pages urging consumers to file complaints with credit agencies before contacting the CFPB. It’s not subtle.
Federal Reserve Press
Jan 29, 2026
Guidance
The Federal Reserve Board has appointed seven members, including four new members, to its Insurance Policy Advisory Committee (IPAC).
Federal Reserve Board announces appointment of seven members, including four new members, to its Insurance Policy Advisory Committee (IPAC)
Federal Reserve Press
Jan 28, 2026
Guidance
• The Federal Open Market Committee reaffirms its commitment to price stability and maximum employment as longer-run goals. • No immediate changes to monetary policy strategy are expected.
Federal Open Market Committee reaffirms its "Statement on Longer-Run Goals and Monetary Policy Strategy"
CISA Alerts
Jan 28, 2026
Guidance
CISA urges critical infrastructure organizations to implement measures against insider threats; highlights the importance of robust cybersecurity practices.
ABA Banking Journal
Jan 27, 2026
Guidance
ABA recommended third-party service providers enhance transparency and support innovation; steps include regular risk assessments and clear communication channels.
In response to a recent OCC request, ABA offered several recommendations for steps third-party service providers should take to support financial sector innovation and increase competition and market transparency. The post ABA offers recommendations for improving third-party supervision appeared first on ABA Banking Journal .
Banking Dive
Jan 26, 2026
Guidance
• Payment processing involves multiple steps from checkout to bank account.
• The article provides an overview of the process without specific regulatory details.
Learn how card payments move from checkout to your bank account.
CISA Alerts
Jan 23, 2026
Guidance
- CISA has released a list of product categories to promote the adoption of post-quantum cryptography.
- This action follows President Trump’s Executive Order 14306.
ABA Banking Journal
Jan 22, 2026
Guidance
The ABA Foundation is expanding its financial education programs for 2026, adding tools on fraud and scam prevention, tax education, and credit repair. These efforts aim to strengthen financial capability in communities across the U.S.
The ABA Foundation is encouraging banks and bankers to participate in industry-wide efforts to strengthen financial capability in communities across the U.S. This year will see the addition of consumer-facing tools focused on fraud and scam prevention, tax education and credit repair. The post ABA Foundation highlights major financial education milestone, launches 2026 programs appeared first on ABA Banking Journal .
Federal Register - Credit Unions
Jan 21, 2026
Guidance
TX
The Sunshine Act requires public meetings and records to be open to the public. Non-exempt meetings must provide notice at least 10 days in advance.
CISA Alerts
Jan 14, 2026
Guidance
The Cybersecurity and Infrastructure Security Agency (CISA), the United Kingdom's National Cyber Security Centre (UK NCSC), and the Federal Bureau of Investigation (FBI) have released principles aimed at enhancing cybersecurity in operational technology (OT) environments. These principles are intended to help organizations identify, prioritize, and mitigate cyber risks.
Federal Reserve Press
Jan 12, 2026
Guidance
The 2025 Shared National Credit Program report was issued by agencies. It includes updates and guidance for credit unions on shared national credits.
Agencies issue 2025 Shared National Credit Program report