NEW
ABA Banking Journal
Feb 26, 2026
The OCC released a proposed rule to implement the Genius Act, including how it would handle the law’s prohibition on paying interest or yield on payment stablecoins. The post OCC releases proposed rule to implement payment stablecoin legislation appeared first on ABA Banking Journal .
NEW
ABA Banking Journal
Feb 25, 2026
Treasury Department is "particularly interested" in nominations from community banks, and nominees who can offer insights on modernizing the BSA framework and implementing the GENIUS Act, The post FinCEN seeking nominations for Bank Secrecy Act advisory group appeared first on ABA Banking Journal .
NEW
ABA Banking Journal
Feb 25, 2026
The RTP network processed 2.05 million payments earlier this month and reached a single-day value record of $8.36 billion a few days later, network operator The Clearing House said. The post RTP network surpasses 2M single-day payments appeared first on ABA Banking Journal .
NEW
ABA Banking Journal
Feb 25, 2026
Most small businesses are already using AI in some form and expect it to deliver meaningful productivity gains and lower labor costs, according to a new survey by Tri Counties Bank in Chico, California. The post Bank survey explores small business use of AI appeared first on ABA Banking Journal .
NEW
ABA Banking Journal
Feb 25, 2026
Responding to requests by ABA and other stakeholders, the Financial Accounting Standards Board approved specific projects to amend existing guidance on derivative accounting. The post FASB to consider hedge accounting in HTM securities appeared first on ABA Banking Journal .
NEW
ABA Banking Journal
Feb 25, 2026
Out of the 1,900 ATM jackpotting incidents reported since 2000, more than 700 occurred last year alone, resulting in roughly $20 million in losses, the FBI said in a new alert. The post FBI: Malware-enabled ATM jackpotting crimes on the rise appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
Enforcement
• BSA filings play a crucial role in most financial crime investigations by IRS-CI.
• The report highlights the importance of BSA data in uncovering and prosecuting crimes nationwide.
Bank Secrecy Act filings have been used in nearly every financial crime investigation conducted by IRS Criminal Investigation, “underscoring the integral role BSA data has in uncovering and prosecuting financial crimes across the country,” according to a new report by the agency. The post Bank Secrecy Act filings used in most IRS-CI financial crime investigations appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
The banking industry reported full-year net income of $295.6 billion in 2025, up $27.5 billion from 2024; Q4 2025 saw a net income of $77.7 billion.
The FDIC also said that the banking industry reported full-year net income of $295.6 billion in 2025, up $27.5 billion, or 10.2%, from 2024. The post Quarterly Banking Profile: Banking net income $77.7B in Q4 2025 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
Proposals
ABA recommends revisions to the proposed rule for auto loan tax deduction implementation; ABA argues banks will be crucial for its success.
Banks will be pivotal for the success of a new tax deduction for certain automobile purchases, so the IRS should consider revisions to a proposed rule implementing the policy to enhance its feasibility, ABA's Joey Connor told the agency. The post ABA testifies on improving auto loan tax deduction implementation appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
Consumer confidence has improved and could support resilient demand for consumer credit in the near term; this may impact lending practices.
Confidence has improved from the January low, supported by stabilizing labor market conditions. Demand for consumer credit could stay resilient in the near term. The post ABA DataBank: Consumer confidence surprises to the upside appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
• Home values have risen, increasing home equity for borrowers and potentially reducing default risk.
• The moderation in December's home price appreciation suggests a more stable housing market.
Borrowers’ home equity increases as home values rise, which could make defaults less likely and reduce losses in the event of default. The post ABA DataBank: December home price appreciation moderates appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 24, 2026
- The board at National Bank of Indianapolis emphasizes a balance between tradition and transformation.
- They aim to serve shareholders, employees, and the community effectively.
'We’re a very engaged, active, collegial board who wants to do right by shareholders, employees and the community,' The post Spotlight: At National Bank of Indianapolis, governance balances tradition and transformation appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Proposals
The Federal Reserve is seeking public comment on a proposal to codify its decision to remove the use of reputational risk from bank supervision. This change aims to streamline regulatory processes and potentially reduce burden on financial institutions.
The Federal Reserve is seeking public comment on a proposal to codify its recent decision to remove the use of reputational risk from its bank supervision. The post Fed seeks input on removing reputational risk from bank supervision appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Manufactured goods orders decreased by $4.3 billion or 0.7% in December 2025; the decline follows a November increase of 2.7%. This economic indicator may affect lending and credit risk assessment for credit unions.
New orders for manufactured goods in December 2025 decreased $4.3 billion, or 0.7% to $617.5 billion, the U.S. Census Bureau reported. The decline followed a 2.7% November increase. The post Factory orders decreased in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Guidance
The Treasury Department has released the first two of six planned resources aimed at helping financial services sectors safely deploy AI. These resources will assist in ensuring that AI technologies are used responsibly and effectively.
The Treasury Department has released the first two of six planned resources to help the financial services sector safely deploy artificial intelligence. The post Treasury releases first of AI resources appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
TX
Female billionaires are growing their wealth faster than men, as the focus is shifting from wealth preservation to empowering the next generation. The post Billionaires on the rise appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
TX
For banks, training, teamwork and technology are effective tools. ‘48 years can be gone in 48 hours.’ The post Financial fraud threats to seniors are continuous appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Public trust in banking has recovered since the 2008 financial crisis according to a Gallup survey. However, U.S. public trust remains below pre-crisis levels compared to other countries.
Public trust in banking has recovered following a sharp decline caused by the 2008 financial crisis, although the U.S. remains one of several countries where it lags behind the levels seen before the Great Recession, according to a new survey by Gallup. The post Survey: Banks regain status as one of the most trusted institutions appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Enforcement
Key points: OFAC updated its sanctions list with new names; financial institutions are required to review their existing customer records for potential matches.
News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: February 23 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 23, 2026
Guidance
The article addresses the requirement for adverse action notices and provides guidance on how credit unions should handle these notifications. It emphasizes the importance of providing clear and accurate information to members who are denied credit or have their terms changed.
Compliance QOTM answers question on adverse action notice. The post Compliance question of the month: February 2026 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
Proposals
• Proposed reforms aim to address capital rules that have discouraged bank participation in mortgage lending.
• The proposal comes from ABA and seven other associations, suggesting a broader industry push for changes.
Saying that existing capital rules have discouraged bank participation in mortgage lending, ABA and seven other associations offered proposed reforms to help reverse that trend. The post ABA, associations propose bank capital reforms to boost mortgage lending appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
The article discusses the rise in joblessness for white-collar jobs due to increased AI implementation. It highlights how businesses have scaled back their payrolls as a result of automation.
As AI has become more widely implemented, businesses have begun scaling back their payrolls. The post ABA DataBank: Joblessness rose in 2025 for white-collar jobs appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
Sales of new single-family houses in December 2025 were at a seasonally-adjusted annual rate of 745,000, down from November's rate but up from the same month last year; This information provides insight into housing market trends which can be useful for credit unions considering mortgage lending and risk management strategies.
Sales of new single-family houses in December 2025 were at a seasonally-adjusted annual rate of 745,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development. This is 1.7% below the November 2025 rate of 758,000 and is 3.8% above the December 2024 rate of 718,000.The […] The post New homes sales fell 1.7% in December appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
- Consumer sentiment edged up 0.2 points in February to 56.6.
- The Current Economic Conditions Index increased 1.2 points from the previous month but remains down significantly year-over-year.
Consumer sentiment edged up 0.2 points month-over-month in February to 56.6, down 8.1 points from one year ago, according to final results of the University of Michigan Surveys of Consumers. The Current Economic Conditions Index increased 1.2 points from the previous month to 56.6 but down 9.1 points from the previous year. The Consumer Expectations […] The post Final: Consumer sentiment edged up 0.2 points in February appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 20, 2026
Security
• ABA supports a Senate bill aimed at strengthening criminal penalties for off-site ATM robberies.
• The bill seeks to ensure these crimes carry the same legal consequences as traditional bank robberies.
ABA is supporting a Senate bill to ensure that robberies of off-site ATMs carry the same legal consequences as bank robberies. The post Bill would strengthen criminal penalties for ATM robberies appeared first on ABA Banking Journal .