Bank Secrecy Act filings used in most IRS-CI financial crime investigations

• BSA filings play a crucial role in most financial crime investigations by IRS-CI. • The report highlights the importance of BSA data in uncovering and prosecuting crimes nationwide.
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Federal Reserve Board issues enforcement action with former employee of First Financial Bank

The Federal Reserve Board has issued an enforcement action against a former employee of First Financial Bank. No specific details about the actions or implications for Texas credit unions were provided in the article.
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Union-related charge against Wells Fargo dismissed

The National Labor Relations Board dismissed a union-related claim against Wells Fargo. Wells still faces at least one more such claim.
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Centerview, ex-analyst settle suit over sleep hours for junior bankers

Kathryn Shiber requested a regular 'hard stop' at midnight for sleep and managing her mood and anxiety disorder. The bank granted the accommodation but later fired her; terms of settlement undisclosed.
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Recent news from Treasury’s Office of Foreign Assets Control: February 23

Key points: OFAC updated its sanctions list with new names; financial institutions are required to review their existing customer records for potential matches.
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JPMorgan’s lawyers deny Trump ‘blacklist’ claims

JPMorgan denied being placed on a 'blacklist' by President Trump and asked for the case to be moved to federal court. Jamie Dimon was not named as a defendant in the case.
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Democratic senators press Bowman on Fed changes

Lawmakers questioned Michelle Bowman regarding allegations of firing bank examiners and initiating a new review of Silicon Valley Bank’s collapse. No explicit mention of Texas or Texas-specific entities.
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Chicago suburb sues Fifth Third for ex-mayor’s alleged theft

Fifth Third Bank allegedly violated banking standards by allowing the then-mayor of Dolton to cash vendor checks without proper signatures; this could set a precedent for compliance and signature requirements.
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Judge: ‘Blind-eye’ accusation sufficient in BofA’s Epstein case

• Bank spokesperson stated they look forward to a full review of the facts regarding BofA’s Epstein case. • The article does not provide specific details or actions required for Texas credit unions.
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Ex-Schwab employee found guilty of fraud, ID theft

- A former bank employee faces up to 30 years in prison for fraud and ID theft. - The employee was hired by an unnamed Cleveland-based bank and then Charles Schwab.
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Federal court partially upholds Illinois interchange fee law

- Federal court partially upheld an Illinois law on interchange fees for debit and credit card payments. - The decision struck down the portion of the law that restricts the sharing of transaction data.
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Erebor Bank receives national bank charter

Erebor Bank, founded by Palmer Luckey and backed by Peter Thiel, has received the first national bank charter under the current presidential administration; this could set a precedent for future charters.
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Recent news from Treasury’s Office of Foreign Assets Control: February 9

• OFAC has imposed new sanctions on individuals and entities linked to Russia in response to the ongoing conflict. • These actions include blocking assets and prohibiting transactions with designated parties.
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Ex-Bank of America employee pleads guilty in money laundering

A former Bank of America employee pleaded guilty in a case involving over $10 billion in fraudulent Medicare claims. The incident highlights the risk of money laundering and the importance of robust compliance measures.
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U.S. Supreme Court declines to review Eleventh Circuit decision reviving cash-advance lawsuit against Citigroup

The U.S. Supreme Court declined to review an Eleventh Circuit decision that revived a lawsuit against Citigroup for operating a cash-advance fraud scheme.
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U.S. Supreme Court declines to review reverse-redlining lawsuit

• The U.S. Supreme Court declined to review a Second Circuit decision affirming a New York federal court judgment against Emigrant Mortgage Company Inc., which was found guilty of reverse redlining. • This case involved compensatory damages awarded to four homeowners who were victims of discriminatory lending practices.
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Second Circuit confirms recklessness satisfies willfulness standard for FBAR penalties

• The Second Circuit confirmed that a willful failure to file FBARs can be based on recklessness. • This decision enforces civil penalties against Juan and Catherine Reyes for not filing required reports.
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Fifth Circuit affirms dismissal of TMX Finance Corp’s lawsuit challenging Pennsylvania interest-rate cap enforcement

The Fifth Circuit affirmed the dismissal of TMX Finance Corp's lawsuit challenging a $52 million enforcement action by Pennsylvania’s Department of Banking and Securities. The decision upholds the interest-rate cap enforcement in Pennsylvania.
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Sixth Circuit rules Comerica Bank not liable in Chapter 7 trustee fraud lawsuit

• The Sixth Circuit upheld a lower court's decision that Comerica Bank was not liable for a bankruptcy trustee’s alleged misconduct. • This ruling pertains to fraud in Chapter 7 bankruptcy cases.
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Ninth Circuit upholds BofA’s variable credit card interest formula under the CARD Act

• The Ninth Circuit upheld a lower court's decision dismissing a lawsuit against BofA regarding its variable interest rate formula for credit cards. • This ruling confirms that the formula complies with the CARD Act.
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Chicago bank first to fail in 2026

Metropolitan Capital Bank & Trust was closed by an Illinois regulator; assets were sold to First Independence Bank. No direct impact on Texas credit unions mentioned.
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Recent news from Treasury’s Office of Foreign Assets Control: February 2

- OFAC has issued new sanctions related actions. - No specific actions or deadlines mentioned for Texas credit unions.
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Metropolitan Capital Bank closed in Illinois

- Metropolitan Capital Bank & Trust in Chicago was closed by Illinois regulators; First Independence Bank will assume its deposits. - No specific details on the impact or actions for Texas credit unions.
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