CFPB Newsroom
Feb 17, 2026
The article discusses the estimated costs of the Consumer Financial Protection Bureau's activities on consumers. It does not provide specific details or impacts.
CFPB Newsroom
Jan 12, 2026
Enforcement
The Consumer Financial Protection Bureau and the Department of Justice have withdrawn a joint statement regarding how creditors can consider an individual’s immigration status under the Equal Credit Opportunity Act. This withdrawal impacts how noncitizen borrowers are treated in credit union lending practices.
CFPB and Justice have withdrawn a joint statement linked to a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act.
CFPB Newsroom
Dec 15, 2025
Rules
- The CFPB and the FRB have announced dollar thresholds for determining applicability of Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).
- These thresholds will be used to decide if certain consumer credit and lease transactions are subject to these protections.
The CFPB and the FRB are announcing the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2026 are subject to certain protections under Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).
CFPB Newsroom
Dec 15, 2025
Rules
- The threshold for higher-priced mortgage loans subject to special appraisal requirements will increase from $33,500 to $34,200.
- This change applies starting in 2026.
The CFPB, FRB, and OCC are announcing that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200.
CFPB Newsroom
Nov 21, 2025
The CFPB's Supervision Division has changed its approach to exams; it no longer operates as a weaponized arm of the CFPB under new leadership. A 'Humility Pledge' was introduced.
Washington, D.C.—Today, the CFPB made changes to how the Supervision Division conducts exams. Previously, under the leadership of Director Chopra and Biden’s Director of Supervision Lorelei Salas, a former Soros activist who was put on leave in February 2025, this division was the weaponized arm of the CFPB.
CFPB Newsroom
Nov 11, 2025
Enforcement
• The CFPB informed the court it cannot legally request funds from the Federal Reserve under Dodd-Frank.
• This decision affects how the CFPB can access funding, potentially impacting its operations and regulatory activities.
Washington, D.C.—Today, the Consumer Financial Protection Bureau (CFPB) filed a notice informing the court in NTEU v. Vought that the Department of Justice’s Office of Legal Counsel (OLC) has determined that the Bureau may not legally request funds at this time from the Federal Reserve under Dodd-Frank.
CFPB Newsroom
Jul 11, 2025
Enforcement
• FirstCash, Inc., and its nineteen subsidiaries agreed to a settlement with the CFPB for Military Lending Act violations.
• The stipulated final judgment and proposed order will resolve the lawsuit if approved by the court.
Today, in the Consumer Financial Protection Bureau’s (CFPB) November 12, 2021 lawsuit against FirstCash, Inc., and nineteen subsidiaries alleging violations of the Military Lending Act (MLA), the parties reached a settlement and jointly filed a stipulated final judgment and proposed order, which if entered by the court, would resolve the lawsuit.
CFPB Newsroom
May 15, 2025
Enforcement
• The CFPB amended a January 30, 2025 consent order with Wise regarding inaccurate fee advertising and improper disclosure of exchange rates.
• This amendment addresses issues related to remittance practices.
The CFPB amended its January 30, 2025 consent order with the international remittance company Wise resolving claims including advertising inaccurate fees and failing to properly disclose exchange rates and other costs.
CFPB Newsroom
May 06, 2025
Enforcement
• The CFPB will not prioritize enforcement actions related to the Truth in Lending Act for Buy Now, Pay Later loans accessed via digital user accounts.
• This announcement does not specify any new requirements or changes but clarifies the current regulatory stance.
The CFPB is announcing that it will not prioritize enforcement actions taken on the basis of the Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans, 89 Fed. Reg. 47,068 (May 31, 2024) (“Buy Now, Pay Later”).
CFPB Newsroom
Apr 30, 2025
Enforcement
TX
The CFPB will not prioritize enforcement or supervision actions with regard to entities outside the stay imposed under Texas Bankers Association v. CFPB, No. 24-40705 (CA5).
The CFPB is announcing that it will not prioritize enforcement or supervision actions with regard to entities that are currently outside the stay imposed under Texas Bankers Association v. CFPB, No. 24-40705 (CA5).
CFPB Newsroom
Apr 11, 2025
Enforcement
• The CFPB will not prioritize enforcement or supervision actions for small loan providers who do not meet future registration deadlines.
• This relief applies to entities that are subject to certain agency and court orders.
The Consumer Financial Protection Bureau will not prioritize enforcement or supervision actions for entities that do not satisfy future deadlines to submit registration information under the regulation titled "Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders".
CFPB Newsroom
Mar 31, 2025
Rules
• The data includes loan-level information from financial institutions, modified for consumer privacy.
• The data set is now available for 2024 HMDA reporting.
The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.
CFPB Newsroom
Mar 28, 2025
Enforcement
The Bureau will focus its resources on threats to consumers, particularly servicemen and veterans; no specific actions or deadlines mentioned for credit unions.
The Bureau will keep its enforcement and supervision resources focused on pressing threats to consumers, particularly servicemen and veterans.
CFPB Newsroom
Mar 28, 2025
Enforcement
The CFPB seeks to vacate an enforcement action against Townstone. The case was deemed abusive and unjust.
CFPB Newsroom
Feb 03, 2025
Security
Scott Bessent was designated as Acting Director of the Consumer Financial Protection Bureau on January 31, 2025.
On January 31, 2025, President Trump designated Secretary of the Treasury Scott Bessent as Acting Director of the Consumer Financial Protection Bureau (CFPB).
CFPB Newsroom
Jan 30, 2025
Enforcement
Wise was ordered to pay $2.5 million for illegal remittance practices; the case involves violations of consumer protection laws.
The CFPB ordered the international remittance company Wise to pay nearly $2.5 million for a series of illegal actions.
CFPB Newsroom
Jan 30, 2025
Guidance
The CFPB has released its annual list of consumer reporting companies; no specific changes or impacts mentioned for Texas credit unions.
Today, the Consumer Financial Protection Bureau (CFPB) released its annual list of consumer reporting companies.
CFPB Newsroom
Jan 29, 2025
Enforcement
• U.S. servicemembers face higher costs and greater financial risks in auto lending.
• The CFPB report highlights issues specific to this demographic.
The CFPB published a report showing that U.S. servicemembers pay higher costs and face greater financial risks when taking out credit to buy a car.
CFPB Newsroom
Jan 28, 2025
The letter discusses the potential impact of barring medical bills from credit reports. It does not provide specific guidance or rules for credit unions but highlights an issue that could affect consumer credit scores and financial behaviors.
A letter written by Seth Frotman, CFPB General Counsel, to the Representative John J. Lawn, Jr. and the Senator John J. Cronin of the Massachusetts State Legislature.
CFPB Newsroom
Jan 28, 2025
Guidance
The letter discusses the potential impact of barring medical bills from credit reports. It highlights the need for balance between accurate reporting and avoiding financial harm due to inaccuracies.
A letter written by Seth Frotman, CFPB General Counsel, to Representative Brian Mulder of the South Dakota State Legislature.
CFPB Newsroom
Jan 28, 2025
Guidance
The letter discusses the CFPB's stance on barring medical bills from credit reports. The CFPB supports legislation in Oregon to prevent medical debt from being reported as negative information on credit reports.
A letter written by Seth Frotman, CFPB General Counsel, to Senator Wlnsvey Campos and the Representative Nathan Sosa of the Oregon State Legislature.
CFPB Newsroom
Jan 28, 2025
The letter discusses the potential impact of barring medical bills from credit reports on consumers and financial institutions. No explicit action items are mentioned for credit unions.
A letter written by Seth Frotman, CFPB General Counsel, to Senator Marcus Riccelli and Representative Joe Timmons of the Washington State Legislature.
CFPB Newsroom
Jan 28, 2025
The CFPB reports highlight challenges faced by rental households; data covers September 2021 to November 2024.
Today, the Consumer Financial Protection Bureau (CFPB) released two reports looking at national rental payment data from September 2021 to November 2024.
CFPB Newsroom
Jan 24, 2025
Guidance
• Cash-out refinance borrowers see improvements in their credit scores.
• The report was published by the Consumer Financial Protection Bureau (CFPB).
Today, the Consumer Financial Protection Bureau (CFPB) published a report about financial outcomes for cash-out refinance mortgage borrowers.
CFPB Newsroom
Jan 23, 2025
Enforcement
The rate of auto repossessions at the end of 2022 surpassed pre-pandemic levels; CFPB report highlights increased vehicle repossession rates.
The CFPB published a report showing that the rate of auto repossessions at the end of 2022 surpassed pre-pandemic levels.