Latest Compliance News

SUNSHINE ACT MEETING NOTICE The FDIC Board of Directors will meet in an open session: Date and Time: Tuesday, November 25, 2025, at 10:00 a.m. ET Place:  The Board meeting will be open to public observation by webcast . Members of the media should contact the Office of Communications by Monday, November 24, at [email protected] to attend in person from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read Notice & Agenda The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

SUNSHINE ACT MEETING NOTICE The FDIC Board of Directors will meet in an open session: Date and Time: Tuesday, October 7, 2025, at 10:00 a.m. ET Place:  The Board meeting will be open to public observation by webcast . Members of the media should contact the Office of Communications by Monday, October 6, at [email protected] to attend in person from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read Notice & Agenda The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

BOARD MATTERS | AUGUST 19, 2025 FDIC Board Approves Proposal to Amend Official Signs and Advertising Requirements By notational vote, the Federal Deposit Insurance Corporation's Board of Directors today unanimously approved the following matter. Materials and information related to  this Board action are available on the Board Matters webpage . Notice of Proposed Rulemaking: FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Press Release Financial Institution Letter Board Materials The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

BOARD MEETING | JULY 15, 2025 FDIC Board of Directors Meeting Today, the Federal Deposit Insurance Corporation's Board of Directors met in open and closed sessions. Materials and information relative to the open Board actions are available on the Board Matters webpage . Items addressed in Open Session: Notice regarding Proposed Amendments to FDIC Guidelines for Appeals of Material Supervisory Determinations Press Release Statement by Acting Chairman Hill Financial Institution Letter Notice of Proposed Rulemaking regarding Adjusting and Indexing Part 363 and Certain Other FDIC Regulatory Thresholds Press Release Statement by Acting Chairman Hill Financial Institution Letter Request for Information regarding Industrial Banks and Industrial Loan Companies and Their Parent Companies; and Notice regarding Parent Companies of Industrial Banks and Industrial Loan Companies; Withdrawal of Proposed Rule Press Release Statement by Acting Chairman Hill Financial Institution Letter Notice of Proposed Rulemaking regarding Community Reinvestment Act Regulations Notice of Proposed Rulemaking regarding Establishment and Relocation of Branches and Offices Press Release Statement by Acting Chairman Hill Financial Institution Letter Notice regarding Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 A recording of the  full webcast of the open session  is available. Board Materials The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

SUNSHINE ACT NOTICE The FDIC Board of Directors will meet in an open session: Date and Time: Tuesday, July 15, 2025, at 10:00 a.m. ET Place:  The Board meeting will be open to public observation by webcast . Members of the media should contact the Office of Communications by Monday, July 14, at [email protected] to attend in person from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read Notice & Agenda The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

SUNSHINE ACT NOTICE The FDIC Board of Directors will meet in open session: Date and Time: Thursday, June 26, 2025, at 10:00 a.m. Place:  The Board meeting will be open to public observation by webcast . Members of the media should contact the Office of Communications by Tuesday, June 24, at [email protected] to attend in person from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read Notice & Agenda The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

BOARD MEETING | MAY 20, 2025 FDIC Board of Directors Meeting Today, the Federal Deposit Insurance Corporation's Board of Directors met in open and closed sessions. Materials and information relative to the open Board actions are available on the Board Matters webpage . Items addressed in Open Session: Deposit Insurance Fund Restoration Plan Semiannual Update Press Release Statement by Acting Chairman Hill Recission of the 2024 FDIC Statement of Policy on Bank Merger Transactions and Reinstatement of Prior FDIC Statement of Policy Financial Institutions Letter A recording of the full webcast of the open session is available. Board Materials The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

SUNSHINE ACT NOTICE The FDIC Board of Directors will meet in open session: Date and Time: Tuesday, May 20, 2025, at 2:30 p.m. Place:  The Board meeting will be open to public observation by webcast . Members of the media should contact the Office of Communications by Monday, May 19, at [email protected] to attend in person from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read Notice & Agenda The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

PRESS RELEASE | MARCH 3, 2025 FDIC Board of Directors Withdraws Four Outstanding Proposed Rules WASHINGTON – The Federal Deposit Insurance Corporation’s (FDIC) Board of Directors today approved the withdrawal of three outstanding proposed rules relating to brokered deposits, corporate governance, and the Change in Bank Control Act (CBCA).  The FDIC is also withdrawing authority for staff to publish in the Federal Register a proposed rule related to incentive-based compensation arrangements. The brokered deposits proposal was published in the Federal Register on August 23, 2024 and would have significantly disrupted many aspects of the deposit landscape. The corporate governance proposal was published in the Federal Register on October 11, 2023 and would have created a number of overly prescriptive and process-oriented expectations for management and boards of directors of FDIC-supervised institutions with $10 billion or more in total consolidated assets. The proposal related to the CBCA was published in the Federal Register on August 19, 2024 and would have removed an exemption from the requirement to submit a notice to the FDIC for an acquisition of voting securities of a depository institution holding company for which the Federal Reserve reviews a CBCA notice. The proposal related to incentive-based compensation arrangements was approved by the FDIC Board on May 3, 2024, but was never published in the Federal Register . If the FDIC pursues regulatory action on these matters in the future, it will do so by publishing new proposals or other issuances consistent with the Administrative Procedure Act. ATTACHMENTS: Federal Register Notice Financial Institution Letter ### MEDIA CONTACT:  [email protected] The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

PRESS RELEASE | MARCH 3, 2025 FDIC Board of Directors Approves Proposal to Rescind 2024 Bank Merger Policy Statement WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a proposal to rescind the agency’s 2024 Statement of Policy on Bank Merger Transactions . The FDIC’s proposal will reinstate, on an interim basis, the Merger Policy Statement that was in effect prior to 2024 as the agency conducts a broader reevaluation of its bank merger review process. The proposal approved today seeks to address concerns the 2024 Statement added considerable uncertainty to the merger application process.  While the FDIC considers broader revisions to its merger policy, the FDIC is proposing to return to its historical approach, which is well-understood by market participants.  Interested parties may submit written comments on this proposal up until 30 days after publication in the Federal Register . ATTACHMENTS: Federal Register Notice Financial Institution Letter ### MEDIA CONTACT:  [email protected] The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

BOARD MEETING | DECEMBER 17, 2024 FDIC Board of Directors Meeting Today the Federal Deposit Insurance Corporation’s Board of Directors met in open and closed sessions. Materials and information relative to the Board actions are available  here . Open Session: Proposed 2025 FDIC Operating Budget Discussion Draft relating to FDIC Policy regarding the Annunzio-Wylie Anti-Money Laundering Act Discussion Draft relating to FDIC Policy on Bank Capital Distributions in Unusual and Exigent Circumstances Closed Session: Request for Authority to Sue Six Former Officers and Eleven Former Directors Silicon Valley Bank, Santa Clara, CA A recording of the full webcast of the open meeting is available  here . Read more The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

SUNSHINE ACT NOTICE The FDIC Board of Directors will meet in open session: Time and Date:  10:00 a.m. on Tuesday, December 17, 2024. Place:  This Board meeting will be open to public observation only by  webcast . FDIC Board Members and staff will participate from FDIC Headquarters, 550 17th Street, NW, Washington, DC. Read the Notice & Agenda The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

STATEMENT | OCTOBER 17, 2024 Statement by Vice Chairman Travis Hill on Board Merger and Deposit Insurance Application Review Process On June 20, 2024, the FDIC Board approved a resolution I proposed to require recurring briefings to the full Board on any merger or deposit insurance application (“covered application”) outstanding for more than nine months. This requirement became effective this month, with the first set of required briefings held during the closed session of our Board meeting today. Leading up to the June Board meeting, there were 11 covered applications pending that had been outstanding for more than nine months, with a dozen more poised to cross the 9-month threshold between the June and October Board meetings if not resolved sooner. Over the last 2½ years, the number of covered applications outstanding for more than nine months at any given time has consistently hovered around 10, and several of these applications have lingered significantly longer than nine months. Read Full Statement The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED

BOARD MEETING | OCTOBER 17, 2024 FDIC BOARD OF DIRECTORS MEETING Today the Federal Deposit Insurance Corporation’s Board of Directors met. Materials and information relative to the Board actions are available here : A recording of the full webcast of the open meeting is available here . Read more The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED