FDIC Financial Institution Letters Rules Texas Relevant

Press Release: FDIC Board of Directors Approves Delay of Compliance Date For Certain Provisions in Sign and Advertising Rule

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Operational Brief

• Compliance date for certain provisions in the FDIC’s Sign and Advertising Rule has been delayed until March 1, 2026. • The delay applies specifically to requirements related to digital channels and ATMs.

Why It Matters for Texas Credit Unions

The article explicitly mentions the FDIC’s Sign and Advertising Rule, which affects Texas credit unions (TCUs) as they are insured depository institutions.

Who this most likely affects

Bounded site guidance: This item is most likely relevant for boards, executive leadership, and governance owners.

Why this fit: The source language points to governance, management, or supervisory posture rather than a narrow line function.

This is site guidance, not a formal determination. FDIC Financial Institution Letters and the original source material remain the governing reference.

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Original Source Material

PRESS RELEASE | MARCH 3, 2025 FDIC Board of Directors Approves Delay of Compliance Date For Certain Provisions in Sign and Advertising Rule WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today delayed the compliance date of certain provisions under the FDIC’s Sign and Advertising Rule.  Specifically, the delay applies to requirements related to the display of the FDIC’s official sign on insured depository institutions’ (IDIs) digital channels, as well as to provisions related to IDIs’ automated teller machines (ATMs) and like devices. On December 20, 2023, the FDIC adopted a final rule that amended the FDIC’s signage and advertisement requirements for IDIs. Full compliance with these amendments was scheduled to take effect on May 1, 2025. Today’s Board action postpones the compliance date for sections 328.4 and 328.5 of the rule to March 1, 2026.  The FDIC plans to use the additional time to propose adjustments to the regulation. Consistent with Section 18 of the FDI Act, the FDIC will continue to promote proper disclosure of FDIC insurance.  However, the new requirements to display the FDIC official digital sign continue to generate questions regarding implementation, and may result in consumer confusion.  The remaining provisions in the rule will still take effect on May 1, 2025. ATTACHMENTS: Federal Register Notice Financial Institution Letter ### MEDIA CONTACT:  [email protected] The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED