FDIC Financial Institution Letters Proposals

Press Release: FDIC Board of Directors Approves Proposal to Rescind 2024 Bank Merger Policy Statement

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Operational Brief

• The FDIC Board of Directors approved a proposal to rescind the 2024 Bank Merger Policy Statement, reinstating the previous policy on an interim basis. • This move aims to address concerns about added uncertainty in the merger application process and return to the historical approach understood by market participants.

Why It Matters for Texas Credit Unions

The article does not mention Texas, TCUD, or any Texas-specific entities. It is a general federal regulation affecting all credit unions nationwide.

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Why this fit: The source language points to governance, management, or supervisory posture rather than a narrow line function.

This is site guidance, not a formal determination. FDIC Financial Institution Letters and the original source material remain the governing reference.

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Original Source Material

PRESS RELEASE | MARCH 3, 2025 FDIC Board of Directors Approves Proposal to Rescind 2024 Bank Merger Policy Statement WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a proposal to rescind the agency’s 2024 Statement of Policy on Bank Merger Transactions . The FDIC’s proposal will reinstate, on an interim basis, the Merger Policy Statement that was in effect prior to 2024 as the agency conducts a broader reevaluation of its bank merger review process. The proposal approved today seeks to address concerns the 2024 Statement added considerable uncertainty to the merger application process.  While the FDIC considers broader revisions to its merger policy, the FDIC is proposing to return to its historical approach, which is well-understood by market participants.  Interested parties may submit written comments on this proposal up until 30 days after publication in the Federal Register . ATTACHMENTS: Federal Register Notice Financial Institution Letter ### MEDIA CONTACT:  [email protected] The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . STAY CONNECTED