Enforcement Articles

Bank Secrecy Act filings have been used in nearly every financial crime investigation conducted by IRS Criminal Investigation, “underscoring the integral role BSA data has in uncovering and prosecuting financial crimes across the country,” according to a new report by the agency. The post Bank Secrecy Act filings used in most IRS-CI financial crime investigations appeared first on ABA Banking Journal .

News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: February 23 appeared first on ABA Banking Journal .

The Office of the Comptroller of the Currency (OCC) today released enforcement actions for February 2026.

Fifth Third acted in violation of “reasonable” banking standards by allowing Dolton’s then-mayor to cash $1.9 million in vendor checks without the village clerk’s signature, a lawsuit alleged.

A former bank employee, hired by an unnamed Cleveland-based bank and then Charles Schwab to help protect customers from fraud, faces up to 30 years in prison.

A federal court in Illinois partially upheld a first-of-its-kind state law restricting interchange fees for debit and credit card payments, striking down only the portion of the law that restricts the sharing of certain data obtained in transactions. ABA and the other plaintiffs plan to appeal the decision. The post Federal court partially upholds Illinois interchange fee law appeared first on ABA Banking Journal .

News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: February 9 appeared first on ABA Banking Journal .

A Brooklyn, New York-based banker allegedly aided a criminal enterprise that submitted more than $10 billion in fraudulent Medicare claims, the Justice Department said.

PRESS RELEASE | FEBRUARY 5, 2026 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in November 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990. You may obtain a consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, or obtain a hard copy from FDIC's Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200). A copy of an individual bank's CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC's Public Information Center. ATTACHMENTS: February 2026 List of Banks Examined for CRA Compliance Monthly List of Banks Examined for CRA Compliance # # # MEDIA CONTACT: [email protected] The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

The U.S. Supreme Court declined to review an Eleventh Circuit decision that revived a lawsuit alleging Citigroup operated a cash-advance fraud scheme. The post U.S. Supreme Court declines to review Eleventh Circuit decision reviving cash-advance lawsuit against Citigroup appeared first on ABA Banking Journal .

The U.S. Supreme Court declined to review a Second Circuit decision affirming a New York federal court judgment that awarded compensatory damages to four homeowners after determining Emigrant Mortgage Company Inc. engaged in “reverse redlining.” The post U.S. Supreme Court declines to review reverse-redlining lawsuit appeared first on ABA Banking Journal .

In a unanimous decision, a Second Circuit panel affirmed a New York federal court’s ruling that enforced civil penalties against Juan and Catherine Reyes for willfully failing to file Reports of Foreign Bank and Financial Accounts. The post Second Circuit confirms recklessness satisfies willfulness standard for FBAR penalties appeared first on ABA Banking Journal .

In a unanimous decision, a Ninth Circuit panel affirmed a California federal court’s dismissal of a lawsuit alleging BofA’s formula for calculating interest on variable-rate credit cards violated the CARD Act. The post Ninth Circuit upholds BofA’s variable credit card interest formula under the CARD Act appeared first on ABA Banking Journal .

News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: February 2 appeared first on ABA Banking Journal .

PRESS RELEASE | JANUARY 30, 2026 FDIC Publishes Enforcement Orders for December 2025 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today published a list of orders of administrative enforcement actions taken against banks and individuals in December 2025. There are no administrative hearings scheduled for February 2026. Orders Terminating Consent Orders: Luana Savings Bank, Luana, Iowa Thread Bank, Rogersville, Tennessee Orders of Termination of Insurance: 1st Bank Yuma, Yuma, Arizona First Community Bank of Cullman, Cullman, Alabama Winter Park National Bank, Winter Park, Florida December 2025 Enforcement Decisions and Orders # # # MEDIA CONTACT: [email protected] The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US

News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: January 26 appeared first on ABA Banking Journal .

The FDIC board voted to bring back an independent office at the agency to oversee bank appeals of its supervisory decisions. In addition, the OCC plans to explore similar reforms to its supervisory appeals process. The post FDIC reinstates independent supervisory appeals office appeared first on ABA Banking Journal .

News items that are the most recent sanctions-related actions from the Office of Foreign Assets Control. The post Recent news from Treasury’s Office of Foreign Assets Control: January 20 appeared first on ABA Banking Journal .

Sen. Ron Wyden asked the bank for details related to 18 $1 million wire transfers between accounts linked to late sex offender Jeffrey Epstein, as well as BNY’s KYC procedures and names of individual bankers.

The Office of the Comptroller of the Currency (OCC) today released enforcement actions for January 2026.

CFPB and Justice have withdrawn a joint statement linked to a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act.

“Misleading” marketing and high interest charges were “intentionally designed to trap individuals in cycles of debt,” the city asserted. Baltimore sued fellow fintech MoneyLion in October.

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2025, through December 31, 2025.

A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.