ABA Banking Journal
Feb 23, 2026
TX
For banks, training, teamwork and technology are effective tools. ‘48 years can be gone in 48 hours.’ The post Financial fraud threats to seniors are continuous appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 19, 2026
Democrats demand the Federal Reserve release information on recent changes to its bank supervision division; Fed staff reportedly unhappy with these changes.
Sen. Elizabeth Warren (D-Mass.) and other Democrats are demanding that the Federal Reserve turn over information on recent changes to its bank supervision division following a media report that Fed staff are unhappy with those changes, the Wall Street Journal reported. The post Report: Democrats demand Fed release info on bank supervision changes appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 18, 2026
The White House Council of Economic Advisers reported that the CFPB has cost consumers between $237-$369 billion since 2011, as financial institutions passed on increased compliance and liability expenses. This report does not explicitly mention Texas or any Texas-specific entities.
Since 2011, the CFPB has cost consumers between $237-$369 billion as financial institutions were forced to pass on their increased compliance and liability expenses to customers, the White House Council of Economic Advisers said in a new report. The post White House: CFPB has cost consumers billions of dollars appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 17, 2026
Community banks should consider stablecoins for new business opportunities but need proper regulation to protect deposit bases; stablecoins pose serious risks if not regulated.
Community banks shouldn’t ignore stablecoins, which will create new business opportunities for the institutions but also pose a serious risk to their deposit base without proper regulation, three bankers said during a panel discussion at the ABA Conference for Community Bankers in Orlando. The post Bankers share stablecoins’ opportunities, risks for community banks appeared first on ABA Banking Journal .
Banking Dive
Feb 17, 2026
The article emphasizes the importance of leveraging technology and data analytics to protect financial trust. It suggests that CIOs should focus on enhancing cybersecurity measures and implementing robust risk management strategies.
How financial services CIOs should harness powerful forces to protect trust and enable growth.
CFPB Newsroom
Feb 17, 2026
The article discusses the estimated costs of the Consumer Financial Protection Bureau's activities on consumers. It does not provide specific details or impacts.
ABA Banking Journal
Feb 11, 2026
ABA recommends the OCC maintain strong safety and soundness standards, increase transparency in the chartering process, and update naming rules. The association calls for cautious development of new regulatory frameworks.
As the OCC considers revising its chartering rules, the agency should seek to uphold strong safety and soundness standards, increase transparency in the chartering process, and move cautiously as new regulatory frameworks develop, ABA said. The association also called for updated naming rules to ensure charter applicants do not misrepresent the services they intend to offer. The post ABA urges OCC to provide stronger safeguards, clearer rules for charter applicants appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 10, 2026
Democratic lawmakers urge courts to prevent the Trump administration from dismantling the CFPB; this action aims to preserve the bureau's independence and enforcement powers.
Nearly 200 Democratic and independent members of Congress this week filed an amicus brief urging the courts to halt what they said is the Trump administration’s attempt to dismantle the CFPB. The post Democrats urge courts to stop efforts to ‘dismantle’ CFPB appeared first on ABA Banking Journal .
Banking Dive
Feb 10, 2026
• The CFPB has downsized in the last 12 months, impacting consumers financially.
• A Senate Democratic report estimates the changes have cost consumers $19 billion.
Two reports released Monday explored the scope of the CFPB’s downsizing in the last 12 months. A second one, by Senate Democrats, said the changes have cost consumers $19 billion.
ABA Banking Journal
Feb 09, 2026
• The Government Accountability Office released a report on the Trump administration's efforts to reduce activities of the CFPB.
• The report provides a timeline of bureau layoffs and office closures.
The Government Accountability Office released the first of two reports on the Trump administration’s efforts to scale back the activities of the CFPB, providing a timeline of bureau layoffs and office closures. The post GAO releases first report on CFPB cuts appeared first on ABA Banking Journal .
Banking Dive
Feb 06, 2026
Senators criticize regulatory agencies for changes they believe will weaken bank supervision; no explicit action items or deadlines mentioned.
Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.
ABA Banking Journal
Feb 04, 2026
Treasury Secretary Scott Bessent defended the administration's push for regulatory tailoring during a congressional hearing. The discussion included stablecoin regulation and community development financial institutions (CDFIs).
Treasury Secretary Scott Bessent reiterated the Trump administration’s push for regulatory tailoring during a sometimes contentious congressional hearing that touched on several issues, from stablecoin regulation to community development financial institutions. The post Bessent questioned by lawmakers on tailoring regulation, CDFI Fund appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 02, 2026
• Lending standards for commercial loans tightened in Q4 according to Fed survey.
• Banks expect demand to strengthen and lending standards to remain unchanged in 2026.
Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also reported being less likely to approve loans to firms adversely affected by high AI exposure. The post Fed survey: Lending standards tightened for commercial loans in Q4 appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 02, 2026
The American Bankers Association (ABA) provided recommendations to streamline the Call Report process; these suggestions were in response to a request from banking agencies.
ABA offered several recommendations in response to a request by banking agencies on steps to streamline the regulatory reporting burden in filing a Call Report. The post ABA submits recommendations for streamlining Call Report process appeared first on ABA Banking Journal .
Banking Dive
Jan 30, 2026
Nubank receives conditional approval from the OCC for its charter; plans to fully capitalize within 12 months and open the bank within 18 months, pending approvals from the Fed and FDIC.
The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.
ABA Banking Journal
Jan 27, 2026
Sen. Marshall has dropped an amendment to add credit card routing mandates to a cryptocurrency regulation bill; this decision may impact the broader regulatory landscape for financial institutions, including credit unions.
Sen. Roger Marshall (R-Kan.) no longer plans to offer an amendment to add credit card routing mandates to an unrelated bill on cryptocurrency regulation, Politico and Punchbowl News reported. The post Reports: Sen. Marshall to drop credit card routing mandate amendment to crypto bill appeared first on ABA Banking Journal .
Banking Dive
Jan 27, 2026
Rodney Hood, former acting OCC chief and NCUA chair, will serve as a senior policy adviser to Ally CEO Michael Rhodes; No explicit mention of Texas or Texas-specific entities.
Rodney Hood, who has served as acting comptroller of the currency and chair of the National Credit Union Administration, will serve as a senior policy adviser to Ally CEO Michael Rhodes.
ABA Banking Journal
Jan 26, 2026
The article discusses the potential benefits and risks of using artificial intelligence in banking operations. It highlights the need for credit unions to be prepared with robust risk management strategies when integrating AI technologies.
Risk, readiness and the next frontier The post Banking on AI appeared first on ABA Banking Journal .
Banking Dive
Jan 26, 2026
- Voice scams can result in significant financial losses for both banks and customers.
- Phone lines remain a critical vulnerability in the finance sector, despite being one of the oldest communication methods.
Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.
ABA Banking Journal
Jan 21, 2026
The American Bankers Association (ABA) has urged the FDIC to defer collection of a special assessment on certain banks, citing ongoing litigation related to recent bank failures. This move would provide more time for legal proceedings regarding loss recovery.
The FDIC should defer collection of the special assessment imposed on certain banks following the failures of Silicon Valley Bank and Signature Bank, which would give more time for litigation to play out regarding the recovery of losses caused by the closures, ABA said in a letter to the agency. The post ABA urges FDIC to pause special assessment collection appeared first on ABA Banking Journal .
NEW
OCC News Releases
Jan 16, 2026
Comptroller Gould emphasized the importance of resolution planning for banks; highlighted the need for clear communication and coordination among stakeholders during crisis scenarios.
Comptroller of the Currency Jonathan V. Gould today discussed bank resolution planning in remarks prepared for delivery at the American Bar Association Banking Law Committee Meeting.
Banking Dive
Jan 12, 2026
Tech adoption is increasing rapidly among small credit unions; however, underlying infrastructure issues could hinder progress. The article suggests that credit unions need to ensure their systems can support digital advancements without causing disruptions.
Tech adoption is rising fast at small CUs, but infrastructure issues could stall progress.
Banking Dive
Jan 08, 2026
The article discusses the possibility of moving away from single-metric thresholds, such as asset size, in favor of a more nuanced approach to regulation. The vice chair for supervision questioned whether this could be a better method.
The vice chair for supervision also wondered whether a more nuanced approach would be better than single-metric thresholds, such as those based on asset size.
Banking Dive
Dec 19, 2025
- Senate confirms FDIC's Hill and CFTC's Selig with party-line votes.
- Permanent leadership positions at two financial regulatory agencies established.
The party-line vote puts permanent leaders atop the two financial regulatory agencies.
NEW
Texas Credit Union Department
Dec 05, 2025
New Commissioner appointed; no specific regulatory changes or requirements mentioned.
Texas Credit Union Commission Press Release (New Commissioner) The post Press Release 12/5/2025 appeared first on Credit Union Department .