Fed survey: Lending standards tightened for commercial loans in Q4

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AI Summary

• Lending standards for commercial loans tightened in Q4 according to Fed survey. • Banks expect demand to strengthen and lending standards to remain unchanged in 2026.

Texas Relevance

The article does not mention Texas, TCUD, or any Texas-specific entities. It discusses general trends observed by the Federal Reserve without specific reference to Texas credit unions.

Original Content

Banks expect lending standards generally to remain unchanged and demand to strengthen across all loan categories in 2026. Banks also reported being less likely to approve loans to firms adversely affected by high AI exposure. The post Fed survey: Lending standards tightened for commercial loans in Q4 appeared first on ABA Banking Journal .