Notice of Termination of Receiverships
The article discusses the termination of receiverships for certain financial institutions. No specific actions or deadlines are mentioned.
Public regulatory intelligence
What changed and why it matters
A source-linked regulatory intelligence feed for Texas credit union compliance and executive leadership. Use it to catch up quickly before diving into the underlying material.
Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.
Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
The Federal Deposit Insurance Corporation has appointed itself as the sole receiver for a financial institution; no specific actions required for Texas CUs at this time.
Agency Information Collection Activities: Comment Request
The Consumer Financial Protection Bureau (CFPB) is seeking public comments on revising the 'Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements' information collection. The existing...
Survey: Most Americans report stress over finances
Nearly nine in 10 U.S. adults reported feeling financial stress at the start of 2026; more than three in four experienced a financial setback last year, according to a new survey by the National...
Bessent fields lawmaker questions on crypto and deposits, CDFI Fund
Scott Bessent assured lawmakers of efforts to prevent deposit volatility in digital asset markets; the discussion did not explicitly mention Texas, TX, TCUD, or any Texas-specific entities.
Bankers share ideas for strengthening communities in new report
• The ABA Foundation released a report with ideas from bankers, community leaders, and nonprofit partners on driving economic and community impact. • No specific details or action items are provided that directly relate...
ABA DataBank: Job openings decline in December
• ABA economists predict a softening labor market could lead to tempered wage growth and sustained unemployment.
• Possible increase in consumer delinquencies due to these economic conditions.
Washington state credit unions buying banks face new tax
A 1.2% tax applies to gross income generated from transactions where Washington state credit unions buy banks, effective for deals submitted after Jan. 1, 2026; no deductions are allowed.
Inside Bank of America’s plan for credit card growth
Bank of America plans to invest in digital enhancements and marketing for its credit card program; a refresh to the rewards program will also be implemented.
Huntington hires BNY alum as next risk chief
Senthil Kumar will become Huntington’s Chief Risk Officer as it transitions to a Category III bank; involves higher liquidity requirements, capital buffers, and more frequent stress tests.
CISA Orders Federal Agencies to Strengthen Edge Device Security Amid Rising Cyber Threats
CISA mandates federal agencies to enhance security measures for edge devices; no explicit mention of Texas or Texas-specific entities.
Press Release: FDIC Issues List of Banks Examined for CRA Compliance
The FDIC has released a list of state nonmember banks examined for CRA compliance in November 2025. The Community Reinvestment Act requires banks to assess their record of meeting the credit needs of their...
Podcast: How the SCAM Act would encourage platforms to go after scammers
The article discusses the SCAM Act, which aims to encourage tech platforms to take more action against scammers who use their sites for fraudulent activities. The act seeks to address the financial incentive these...
Fed finalizes annual stress test scenarios for large banks
- The Federal Reserve finalized the stress test scenarios for large banks.
- Current stress capital buffer requirements will remain until 2027.
Federal Reserve Board finalizes hypothetical scenarios for its annual stress test and votes to maintain the current stress test-related capital requirements until public feedback can be considered
- The Federal Reserve Board has finalized hypothetical scenarios for the annual stress test.
- Capital requirements related to the stress test will remain unchanged until public feedback is considered.
Bessent questioned by lawmakers on tailoring regulation, CDFI Fund
Treasury Secretary Scott Bessent defended the administration's push for regulatory tailoring during a congressional hearing. The discussion included stablecoin regulation and community development financial institutions (CDFIs).
ADP: 22,000 jobs added in January
- 22,000 jobs were added in January according to the ADP National Employment Report.
- Small businesses with fewer than 50 employees did not add any jobs in January.
ISM: Service sector expanded in January
The ISM Services Index indicated expansion in the services sector at 53.8% in January 2026, reflecting positive economic activity; a value above 50 indicates expansion while below 50 represents contraction.
Senators introduce bill requiring online platforms to crack down on scam ads
Two senators have introduced bipartisan legislation directing social media companies and other online media providers to take steps to fight fraudulent advertisements on their platforms. ABA supports the legislation.
Varo raises $123.9M, adds 2 board members
Varo has added two new board members and a new investor. The additions include Morgan Stanley’s former marketing chief and an 18-year veteran of JPMorgan Chase.
Fed’s Miran resigns from White House role
• Miran resigns from the central bank’s board after senators urged him to leave. • He can stay until a successor is confirmed.
NJ banks to merge in $597M deal
Columbia Bank and Northfield Bank will merge into a bank with $18 billion in assets; Columbia’s expansion brings its operations into New York state for the first time.
Citi pilots AI-assisted collaboration feature for employees
Citi has launched an AI-assisted collaboration feature called Spaces for its employees; this could potentially be adapted by Texas credit unions for improved internal communication and project management.
From cost center to growth engine: Making bank events work for the brand
• Establish clear goals and measurements before planning events to maximize their strategic value.
• View events as a growth engine rather than just a cost center.
Embedded finance to ‘explode’: panel
Embedded finance services, such as payments, will significantly expand into various consumer situations; bank executives predict this trend will 'explode'.