Original Source Material
This final rule increases the dollar threshold for certain exempt consumer credit transactions under Regulation Z from $61,000 to $66,400, effective January 1, 2023.
Truth in Lending (Regulation Z) Threshold Adjustments
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The brief below is a reading aid. The original source material and source link remain the governing reference.
Operational Brief
The dollar threshold for exempt consumer credit transactions under Regulation Z has been increased from $61,000 to $66,400; this change takes effect on January 1, 2023.
Why It Matters for Texas Credit Unions
The article does not mention Texas or any Texas-specific entities and applies nationwide.
Bounded site guidance: This item is most likely relevant for credit unions with retail consumer programs, deposit products, or frontline member-service exposure.
Why this fit: The source language points to consumer treatment, product, or disclosure practices.
This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.
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