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Banking Dive
Feb 25, 2026
Proposals
Payoneer has applied for a national trust bank charter from the OCC; at least seven such charters have been conditionally approved since December. This move by fintechs aims to issue and custody stablecoins.
The cross-border platform joins the influx of fintechs seeking banking licenses to issue and custody stablecoins. The OCC has conditionally approved at least seven trust bank charters since December.
Banking Dive
Feb 18, 2026
Rules
The Office of the Comptroller of the Currency (OCC) has conditionally approved Stripe subsidiary Bridge for a trust charter. This approval follows similar approvals given to digital-asset firms Circle, Ripple, and Paxos.
The nod comes roughly two months after digital-asset firms Circle, Ripple and Paxos received a similar green light.
Banking Dive
Feb 17, 2026
Proposals
The Federal Reserve is considering regulatory changes aimed at bringing mortgage lending back into the banking sector. This move comes as nonbanks have taken a significant share of mortgage originations in recent years.
Banks have lost their hold on mortgage originations in recent years to nonbanks. The Fed is looking at regulatory changes to bring mortgages back into the banking fold, according to Michelle Bowman.
Banking Dive
Feb 17, 2026
The article emphasizes the importance of leveraging technology and data analytics to protect financial trust. It suggests that CIOs should focus on enhancing cybersecurity measures and implementing robust risk management strategies.
How financial services CIOs should harness powerful forces to protect trust and enable growth.
Banking Dive
Feb 13, 2026
Enforcement
Fifth Third Bank allegedly violated banking standards by allowing the then-mayor of Dolton to cash vendor checks without proper signatures; this could set a precedent for compliance and signature requirements.
Fifth Third acted in violation of “reasonable” banking standards by allowing Dolton’s then-mayor to cash $1.9 million in vendor checks without the village clerk’s signature, a lawsuit alleged.
Banking Dive
Feb 11, 2026
Enforcement
- A former bank employee faces up to 30 years in prison for fraud and ID theft.
- The employee was hired by an unnamed Cleveland-based bank and then Charles Schwab.
A former bank employee, hired by an unnamed Cleveland-based bank and then Charles Schwab to help protect customers from fraud, faces up to 30 years in prison.
Banking Dive
Feb 10, 2026
• The CFPB has downsized in the last 12 months, impacting consumers financially.
• A Senate Democratic report estimates the changes have cost consumers $19 billion.
Two reports released Monday explored the scope of the CFPB’s downsizing in the last 12 months. A second one, by Senate Democrats, said the changes have cost consumers $19 billion.
Banking Dive
Feb 09, 2026
Proposals
- Fintech groups criticized a Federal Reserve proposal for prototype payment accounts due to undue restrictions.
- The Fed's proposal offers expanded real-time payments access but faces opposition from industry groups.
A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.
Banking Dive
Feb 06, 2026
Guidance
• Credit Union consumers are advised to file complaints with credit agencies first. • The CFPB provides clear guidance on this process.
The bureau published three pages urging consumers to file complaints with credit agencies before contacting the CFPB. It’s not subtle.
Banking Dive
Feb 06, 2026
Enforcement
A former Bank of America employee pleaded guilty in a case involving over $10 billion in fraudulent Medicare claims. The incident highlights the risk of money laundering and the importance of robust compliance measures.
A Brooklyn, New York-based banker allegedly aided a criminal enterprise that submitted more than $10 billion in fraudulent Medicare claims, the Justice Department said.
Banking Dive
Feb 06, 2026
Senators criticize regulatory agencies for changes they believe will weaken bank supervision; no explicit action items or deadlines mentioned.
Elizabeth Warren and other senators accused the regulatory agencies of pursuing “pernicious” changes to bank supervision that would further tie examiners’ hands.
Banking Dive
Feb 05, 2026
Security
Senthil Kumar will become Huntington’s Chief Risk Officer as it transitions to a Category III bank; involves higher liquidity requirements, capital buffers, and more frequent stress tests.
Senthil Kumar will become Huntington’s CRO as it transitions to a Category III bank, with higher liquidity requirements and capital buffers and more frequent stress tests.
Banking Dive
Feb 02, 2026
Security
FiCare Federal Credit Union alleges Fiserv's lax cybersecurity led to a breach and unauthorized charges. The credit union claims Fiserv informed customers they would be charged for security upgrades.
FiCare Federal Credit Union said hackers breached an online banking platform that Fiserv provides and stole members’ money. The credit union alleges Fiserv then told customers it would charge them for a security upgrade.
Banking Dive
Jan 30, 2026
Nubank receives conditional approval from the OCC for its charter; plans to fully capitalize within 12 months and open the bank within 18 months, pending approvals from the Fed and FDIC.
The Brazilian digital challenger “will focus on fully capitalizing the institution within 12 months and opening the bank within 18 months” as it awaits green lights from the Fed and FDIC.
Banking Dive
Jan 27, 2026
Rodney Hood, former acting OCC chief and NCUA chair, will serve as a senior policy adviser to Ally CEO Michael Rhodes; No explicit mention of Texas or Texas-specific entities.
Rodney Hood, who has served as acting comptroller of the currency and chair of the National Credit Union Administration, will serve as a senior policy adviser to Ally CEO Michael Rhodes.
Banking Dive
Jan 26, 2026
- Voice scams can result in significant financial losses for both banks and customers.
- Phone lines remain a critical vulnerability in the finance sector, despite being one of the oldest communication methods.
Voice scams can cost banks and customers millions in seconds -- why phone lines remain one of finance's biggest blind spots.
Banking Dive
Jan 23, 2026
Rules
Both automakers must establish their banks within 12 months and maintain a minimum 15% tier 1 leverage ratio thereafter; this does not explicitly mention Texas but could have broader implications for compliance practices.
Both automakers must stand up their respective banks within 12 months. After that, they must maintain a minimum 15% tier 1 leverage ratio.
Banking Dive
Jan 21, 2026
Security
Artificial intelligence threats in payments are increasing; new industry trends such as agentic commerce and passkey adoption are being implemented for defense.
The artificial intelligence threats are mounting, but so are the defenses, as new industry trends take hold, from agentic commerce to passkey adoption.
Banking Dive
Jan 16, 2026
Enforcement
Sen. Wyden requested details on 18 $1 million wire transfers linked to Jeffrey Epstein and BNY’s KYC procedures; names of individual bankers were also sought.
Sen. Ron Wyden asked the bank for details related to 18 $1 million wire transfers between accounts linked to late sex offender Jeffrey Epstein, as well as BNY’s KYC procedures and names of individual bankers.
Banking Dive
Jan 12, 2026
Tech adoption is increasing rapidly among small credit unions; however, underlying infrastructure issues could hinder progress. The article suggests that credit unions need to ensure their systems can support digital advancements without causing disruptions.
Tech adoption is rising fast at small CUs, but infrastructure issues could stall progress.
Banking Dive
Jan 08, 2026
The article discusses the possibility of moving away from single-metric thresholds, such as asset size, in favor of a more nuanced approach to regulation. The vice chair for supervision questioned whether this could be a better method.
The vice chair for supervision also wondered whether a more nuanced approach would be better than single-metric thresholds, such as those based on asset size.
Banking Dive
Jan 07, 2026
Enforcement
The city of Baltimore sued fintech MoneyLion over allegations of misleading marketing and high interest charges on cash advance products, claiming they were intentionally designed to trap individuals in cycles of debt. The lawsuit was filed in October.
“Misleading” marketing and high interest charges were “intentionally designed to trap individuals in cycles of debt,” the city asserted. Baltimore sued fellow fintech MoneyLion in October.
Banking Dive
Jan 05, 2026
Enforcement
• Federal judge rejected the argument that the CFPB would run out of funds in early 2026 due to the Fed not turning a profit since 2022.
• This decision maintains the funding stream for the CFPB.
A federal judge rejected an argument that the bureau would run out of money in early 2026 because the central bank hadn’t turned a profit since 2022.
Banking Dive
Dec 23, 2025
Enforcement
Democratic AGs seek a court order for the CFPB to take funds from the Federal Reserve. This action aims to ensure the CFPB can continue its operations as intended.
New York Attorney General Letitia James and others want a federal court in Oregon to force the CFPB to take funds from the Federal Reserve to continue its watchdog duties.
Banking Dive
Dec 22, 2025
Proposals
The Federal Reserve Board voted 6-1 to gather public comment on creating a new special payments account for use by financial institutions; comments are due within the next few months.
The Federal Reserve Board voted 6-1 on Friday to gather public comment on creating a new special payments account for use by financial institutions.