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Federal Register - FDIC
Feb 17, 2026
Proposals
The FDIC invites comments on the renewal of existing information collections; no specific Texas entities or mentions relevant to Texas CUs.
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0046; -0118; -0174; 0188 and -0202). The notices of proposed renewal for these information collections were previously published in the Federal Register on December 9, 2025 and December 15, 2025, allowing for a 60-day comment period. No comments have been received in response to the 60-day Federal Register notices.
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Federal Register - OCC
Feb 17, 2026
Proposals
The OCC is proposing revised procedures for appeals of material supervisory determinations. The changes aim to enhance the independence and efficiency of the appeals function based on their experience.
The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to establish revised procedures and policies for appeals of material supervisory determinations by OCC supervised entities. The proposed changes would reflect the OCC's experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function.
ABA Banking Journal
Feb 13, 2026
Proposals
• ABA supports HUD's proposal to remove disparate impact from Fair Housing Act determinations.
• The rule lacked clarity and caused administrative back-and-forth between administrations.
ABA expressed support for a HUD proposal to rescind the use of disparate impact in determining Fair Housing Act violations, saying the rule in question did not provide clarity “and has been the subject of an unhelpful back-and-forth between administrations.” The post ABA supports HUD proposal to remove disparate impact from Fair Housing Act rule appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 13, 2026
Proposals
Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and credit unions; this could impact how Texas credit unions operate with respect to lending rates.
Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and credit unions. The post Bill would prevent states from imposing lending rate caps on out-of-state banks appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 12, 2026
Proposals
The bill aims to raise the asset threshold for banks subject to longer examination cycles; it is a bipartisan effort in the Senate. The article does not provide specific details on how this might impact credit unions.
A bipartisan group of senators introduced legislation to raise the asset threshold under which banks are subject to longer examination cycles. The post Supervisory tailoring bill introduced in Senate appeared first on ABA Banking Journal .
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Federal Register - OCC
Feb 12, 2026
Proposals
• The OCC invites comments on the renewal of an information collection related to proprietary trading and certain interests in covered funds.
• Respondents must provide a currently valid OMB control number as required by the Paperwork Reduction Act of 1995.
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, "Reporting, Recordkeeping, and Disclosure Requirements Associated with Proprietary Trading and Certain Interests in and Relationships with Covered Funds."
Federal Register - Credit Unions
Feb 12, 2026
Proposals
The NCUA Board is seeking comment on proposed regulations for licensing and supervising payment stablecoin issuers. FICUs are limited to investing in NCUA-licensed PPSIs, with a forthcoming proposal addressing standards and restrictions on PPSIs.
The NCUA Board (Board) is seeking comment on proposed regulations to implement portions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). The GENIUS Act charges the NCUA with licensing, regulating, and supervising payment stablecoin issuers that are subsidiaries of federally insured credit unions (FICU subsidiaries). The GENIUS Act also requires the NCUA to issue implementing regulations by July 18th, 2026. This proposed rule proposes regulations to implement the statutorily required process for approval and licensure of permitted payment stablecoin issuers (PPSIs) subject to the NCUA's jurisdiction. It also proposes regulations limiting FICUs to investing in NCUA-licensed PPSIs. A forthcoming proposal will propose regulations to implement the standards and restrictions imposed by the GENIUS Act on PPSIs.
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Federal Register - FDIC
Feb 11, 2026
Proposals
- The FDIC proposed a rule requiring approval for issuing payment stablecoins through a subsidiary by FDIC-supervised institutions.
- The comment period has been extended until May 18, 2026.
On December 19, 2025, the Federal Deposit Insurance Corporation (FDIC) published in the Federal Register a notice of proposed rulemaking that would establish procedures to be followed by an insured State nonmember bank or State savings association (each, an FDIC-supervised institution) that seeks to obtain FDIC approval to issue payment stablecoins through a subsidiary pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). The proposed rule provided for a 60-day comment period, which will close on February 17, 2026. The FDIC has determined that an extension of the comment period until May 18, 2026, is appropriate. This action will allow interested parties additional time to analyze the proposal and prepare comments.
Federal Register - Credit Unions
Feb 11, 2026
Proposals
• NCUA proposes to rescind IRPS 06-1, which would reduce the number of sources FCUs need to check for chartering and FOM compliance.
• This change aims to ease compliance burdens on Federal credit unions.
The NCUA Board proposes to rescind its Interpretative Ruling and Policy Statement 06-1 (IRPS 06-1). Rescinding IRPS 06-1 would ease the compliance burden on Federal credit unions (FCUs) by limiting the number of sources that FCUs must check to ensure compliance with applicable chartering and field of membership (FOM) requirements.
Federal Register - Credit Unions
Feb 11, 2026
Proposals
- NCUA proposes to amend regulations on voluntary termination of federal share insurance to simplify member communication requirements.
- The goal is to reduce regulatory burden by providing more flexibility in how credit unions communicate with members.
The NCUA Board (Board) proposes to amend its regulations governing the voluntary termination of federal share insurance to streamline member communication requirements. This action is necessary to reduce regulatory burden by eliminating overly prescriptive formatting rules for the mandatory disclosure statement that credit unions must provide to members. The intended effect is to simplify compliance and provide credit unions with greater flexibility in designing effective communications, while still ensuring that members receive clear and prominent notice of a proposed termination of federal insurance.
Federal Register - Credit Unions
Feb 11, 2026
Proposals
The NCUA Board proposes to eliminate certain prescriptive procedural, disclosure, and communication requirements for converting insured credit unions into banks. This change aims to simplify compliance, reduce administrative costs, and modernize the conversion process while ensuring clear disclosures.
The NCUA Board (Board) is proposing to amend its regulations governing the conversion of insured credit unions into banks. The NCUA Board proposes to eliminate certain prescriptive procedural, disclosure, and communication requirements. This action reduces unnecessary regulatory burdens and provides credit union boards of directors with greater flexibility to exercise their business judgment. The intended effect of these changes is to simplify compliance for credit unions, reduce administrative costs, and modernize the conversion process, while ensuring members receive clear and effective disclosures.
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Federal Register - OCC
Feb 10, 2026
Proposals
• OCC invites comments on the renewal of an information collection related to Retail Foreign Exchange Transactions.
• The collection requires a currently valid OMB control number as per the Paperwork Reduction Act of 1995.
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, "Retail Foreign Exchange Transactions."
ABA Banking Journal
Feb 09, 2026
Proposals
• Federal Reserve Governor Christopher Waller is seeking a 'middle lane' for the creation of 'skinny' accounts, acknowledging conflicting desires from banks and fintech firms.
• The proposal aims to address payment services through simplified account structures.
Federal Reserve Governor Christopher Waller provided an update on the feedback the Fed received about a proposal to create “skinny” accounts for payment services, acknowledging that banks and financial technology firms want conflicting things from the proposed service. The post Fed’s Waller seeking ‘middle lane’ on ‘skinny’ master accounts appeared first on ABA Banking Journal .
Banking Dive
Feb 09, 2026
Proposals
- Fintech groups criticized a Federal Reserve proposal for prototype payment accounts due to undue restrictions.
- The Fed's proposal offers expanded real-time payments access but faces opposition from industry groups.
A prototype payment account carries undue restrictions, fintech groups said in response to a Fed proposal that offers expanded real-time payments access.
ABA Banking Journal
Feb 06, 2026
Proposals
The Treasury Department is seeking public input on the Known Investor Program and ways to potentially streamline aspects of its foreign investment review process. This could impact how Texas credit unions handle foreign investments.
The Treasury Department is seeking public input on the Known Investor Program and ways to potentially streamline aspects of its foreign investment review process. The post Treasury seeks comment on changes to foreign investor review process appeared first on ABA Banking Journal .
ABA Banking Journal
Feb 06, 2026
Proposals
ABA recommends careful design and robust risk mitigants for 'skinny' accounts; these payment accounts should uphold the integrity of the payments system and protect public interest.
A proposal to create “payment accounts” to provide basic Federal Reserve payment services requires “careful design and robust risk mitigants” to uphold the integrity of the payments system and protect the public interest, ABA said. The post ABA offers recommendations for mitigating risk in proposed ‘skinny’ accounts appeared first on ABA Banking Journal .
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FDIC Press Releases
Feb 06, 2026
Proposals
• FDIC extends comment period for proposed rulemaking on GENIUS Act application procedures until May 18, 2026.
• The proposal aims to establish guidelines for FDIC-supervised state nonmember banks and savings associations issuing payment stablecoins through a subsidiary.
PRESS RELEASE | FEBRUARY 6, 2026 FDIC Extends Comment Period on Proposal to Establish GENIUS Act Application Procedures for FDIC-Supervised Institutions Seeking to Issue Payment Stablecoins WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today announced a 90-day extension to the comment period on the agency’s notice of proposed rulemaking (NPR) that would implement the application provisions under the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) for FDIC-supervised state nonmember banks and state savings associations seeking to issue payment stablecoins through a subsidiary. To provide additional time for the public to prepare comments to address the matters raised by the NPR, the FDIC is extending the comment period from February 17, 2026, to May 18, 2026. ### ATTACHMENTS: Federal Register Notice: Extension of Comment Period Through May 18, 2026 Notice of Proposed Rulemaking: Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institution ### MEDIA CONTACT:
[email protected] The FDIC does not send unsolicited email. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe . CONNECT WITH US
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Federal Register - CFPB
Feb 06, 2026
Proposals
The Consumer Financial Protection Bureau (CFPB) is seeking public comments on revising the 'Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements' information collection. The existing approval under OMB Control Number 3170-0001 will be revised.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) is requesting to revise an existing information collection titled "Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements" approved under OMB Control Number 3170-0001.
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Federal Register - OCC
Feb 03, 2026
Proposals
The OCC is revising the 'Company-Run Annual Stress Test Reporting Template and Documentation' for covered institutions with total consolidated assets of $250 billion or more. The revision has been submitted for OMB review under the Paperwork Reduction Act of 1995.
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning a revision to its information collection titled, "Company-Run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $250 Billion or More under the Dodd- Frank Wall Street Reform and Consumer Protection Act." The OCC also is giving notice that it has sent the collection to OMB for review.
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Federal Register - OCC
Feb 03, 2026
Proposals
• The OCC is inviting comments on the 'Assessment of Fees' information collection as required by the Paperwork Reduction Act of 1995.
• Respondents are not required to respond unless a currently valid OMB control number is displayed.
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning its information collection titled, "Assessment of Fees."
Federal Register - Credit Unions
Feb 03, 2026
Proposals
The NCUA is proposing a new information collection; comments are requested by the OMB. This action is required by the Paperwork Reduction Act of 1995.
As required by the Paperwork Reduction Act of 1995, The National Credit Union Administration (NCUA) is submitting a new, proposed information collection to the Office of Management and Budget (OMB).
ABA Banking Journal
Feb 02, 2026
Proposals
• Credit unions participated in a White House meeting discussing proposed crypto market structure legislation.
• The discussion focused on potential regulatory frameworks for the cryptocurrency industry.
ABA participated in a meeting at the White House with other banking representatives and cryptocurrency leaders to discuss proposed crypto market structure legislation currently pending in Congress. The post ABA participates in White House meeting on crypto regulation appeared first on ABA Banking Journal .
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Federal Register - FDIC
Feb 02, 2026
Proposals
The FDIC invites comments on the renewal of an existing information collection; OMB Control No. 3064-0139; Comments are due by [deadline].
The Federal Deposit Insurance Corporation (FDIC), as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064-0139).
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Federal Register - OCC
Feb 02, 2026
Proposals
• The OCC invites comments on the renewal of an information collection related to extensions of credit to insiders and transactions with affiliates. • This process requires a currently valid OMB control number.
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, "Extensions of Credit to Insiders and Transactions with Affiliates." The OCC also is giving notice that it has sent the collection to OMB for review.
Federal Register - Credit Unions
Feb 02, 2026
Proposals
The NCUA will submit information collection requests for review and clearance by the OMB. These collections pertain to various regulatory requirements.
The National Credit Union Administration (NCUA) will submit the following information collection requests to the Office of Management and Budget (OMB) for review and clearance in accordance with the Paperwork Reduction Act of 1995, on or after the date of publication of this notice.