ABA supports HUD proposal to remove disparate impact from Fair Housing Act rule
By ABA Banking Journal Staff
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The brief below is a reading aid. The original source material and source link remain the governing reference.
Operational Brief
• ABA supports HUD's proposal to remove disparate impact from Fair Housing Act determinations.
• The rule lacked clarity and caused administrative back-and-forth between administrations.
Why It Matters for Texas Credit Unions
The article does not explicitly mention Texas, TX, TCUD, or any Texas-specific entities. It is a general federal proposal that applies to all credit unions but does not have specific relevance to Texas.
Who this most likely affects
Limited site guidance: Institutions should review this based on their own products, size, vendors, and supervisory posture.
The item has some Texas or operational relevance signals, but the site does not yet have enough support to narrow it to one institution profile with confidence.
This is site guidance, not a formal determination. ABA Banking Journal and the original source material remain the governing reference.
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ABA expressed support for a HUD proposal to rescind the use of disparate impact in determining Fair Housing Act violations, saying the rule in question did not provide clarity “and has been the subject of an unhelpful back-and-forth between administrations.” The post ABA supports HUD proposal to remove disparate impact from Fair Housing Act rule appeared first on ABA Banking Journal .