What changed and why it matters

Banking Dive Feb 17, 2026 Proposals

Fed to consider changes in mortgage lending rules

The Federal Reserve is considering regulatory changes aimed at bringing mortgage lending back into the banking sector. This move comes as nonbanks have taken a significant share of mortgage originations in recent years.

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Banking Dive Feb 17, 2026 Hidden

Capital One’s commercial bank zeroes in on middle market

Capital One plans to focus on the middle market segment which has been underserved by big banks. Regional banks are also stepping up to serve this market, creating competition.

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ABA Banking Journal Feb 17, 2026 Hidden

Critical success factors in creating a data strategy

• Data maturity continues to accelerate in banks but marketers still face structural barriers in accessing and activating data. • Key success factors include clear data governance, robust data management practices, and leveraging technology...

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OCC News Releases Feb 17, 2026 Proposals

OCC Requests Comment on Proposed Rulemaking on the Bank Appeals Process

OCC proposes revised procedures and policies for appeals by OCC-supervised entities; comments requested.

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Banking Dive Feb 17, 2026 Hidden

New Robinhood CFO takes seat amid ‘crypto winter’

- Shiv Verma, the newly appointed CFO of Robinhood, assured shareholders about the company's long-term bullish stance on crypto despite the current 'crypto winter'. - The article focuses on product diversification efforts by Robinhood.

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Banking Dive Feb 17, 2026 Commentary

The new forces shaping for financial trust

The article emphasizes the importance of leveraging technology and data analytics to protect financial trust. It suggests that CIOs should focus on enhancing cybersecurity measures and implementing robust risk management strategies.

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Banking Dive Feb 17, 2026 Hidden

Why your AI pilot will fail in production (and how to fix it)

Executives should ensure AI spend directly impacts the bottom line; failure in production can be mitigated by addressing data quality, model validation, and stakeholder engagement.

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Federal Register - FDIC Feb 17, 2026 Proposals

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC invites comments on the renewal of existing information collections; no specific Texas entities or mentions relevant to Texas CUs.

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Federal Register - OCC Feb 17, 2026 Proposals

Bank Appeals Process

The OCC is proposing revised procedures for appeals of material supervisory determinations. The changes aim to enhance the independence and efficiency of the appeals function based on their experience.

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Federal Register - OCC Feb 17, 2026 Guidance

Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Guidance on Sound Incentive Compensation Policies

- OCC invites comment on the renewal of an information collection titled 'Guidance on Sound Incentive Compensation Policies'. - The collection has been submitted to OMB for review.

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CFPB Newsroom Feb 17, 2026 Commentary

Estimating the Cost of the Consumer Financial Protection Bureau to Consumers

The article discusses the estimated costs of the Consumer Financial Protection Bureau's activities on consumers. It does not provide specific details or impacts.

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ABA Banking Journal Feb 16, 2026 Hidden

Are payment stablecoins too risky to be used for payments?

Payment stablecoins may pose risks when used as a store of value due to potential backing issues; the article discusses whether they are too risky for payments.

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ABA Banking Journal Feb 16, 2026 Hidden

Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role

The Federal Reserve will propose changes to the regulatory capital framework to incentivize banks to originate and service mortgages; these changes are aimed at reviving banks' mortgage roles.

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ABA Banking Journal Feb 16, 2026 Hidden

Nichols highlights community banking wins, challenges at CCB

• Key tax provisions extended for community banks. • Modified version of the ACRE Act passed. • Trump administration's effort to simplify regulatory requirements highlighted.

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ABA Banking Journal Feb 13, 2026 Proposals

ABA supports HUD proposal to remove disparate impact from Fair Housing Act rule

• ABA supports HUD's proposal to remove disparate impact from Fair Housing Act determinations. • The rule lacked clarity and caused administrative back-and-forth between administrations.

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ABA Banking Journal Feb 13, 2026 Proposals

Bill would prevent states from imposing lending rate caps on out-of-state banks

Two lawmakers have introduced legislation to prevent states from imposing interest rate caps on loans from out-of-state chartered banks and credit unions; this could impact how Texas credit unions operate with respect to lending...

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ABA Banking Journal Feb 13, 2026 Hidden

Nebraska lawmakers consider bills to require social media, telecoms to mitigate fraud

• Social media and telecoms companies should do more to mitigate fraud according to ABA’s Paul Benda. • Nebraska lawmakers are considering bills that would require these companies to take additional measures.

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ABA Banking Journal Feb 13, 2026 Guidance

FinCEN eases beneficial ownership reporting requirements

• Covered financial institutions, including Texas credit unions, are exempt from identifying and verifying beneficial owners each time a new account is opened. • This easing of the requirement aims to reduce regulatory burden...

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ABA Banking Journal Feb 13, 2026 Security

FinCEN launches online portal for whistleblower tips

- FinCEN has launched a new webpage for confidentially accepting whistleblower tips on fraud, money laundering, and sanctions violations. - This portal aims to enhance reporting of financial crimes.

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ABA Banking Journal Feb 13, 2026 Hidden

ABA DataBank: January CPI signals continued progress toward price stability

• January's CPI reading suggests continued progress toward price stability. • A stable inflation environment could help lower the short end of the yield curve, potentially improving profitability metrics for banks.

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Banking Dive Feb 13, 2026 Hidden

Citi pays CEO Fraser $42M for 2025

Citi CEO Fraser receives a $42M compensation package for 2025; the bank reports progress in tech modernization and exiting foreign retail markets.

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Banking Dive Feb 13, 2026 Enforcement

Chicago suburb sues Fifth Third for ex-mayor’s alleged theft

Fifth Third Bank allegedly violated banking standards by allowing the then-mayor of Dolton to cash vendor checks without proper signatures; this could set a precedent for compliance and signature requirements.

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CISA Alerts Feb 13, 2026 Guidance

CISA Announces New Town Halls to Engage with Stakeholders on Cyber Incident Reporting for Critical Infrastructure

CISA will host town halls on cyber incident reporting for critical infrastructure; relevant for Texas credit unions due to potential impact on cybersecurity practices.

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ABA Banking Journal Feb 13, 2026 Hidden

ABA, associations ask administration to retain AI risk management framework

The article discusses an effort by the ABA and several associations to retain a risk management framework for artificial intelligence (AI). This framework aims to manage AI risks while encouraging its adoption in the...

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Banking Dive Feb 13, 2026 Hidden

Goldman legal chief resigns over Epstein ties

Kathryn Ruemmler will leave Goldman Sachs on June 30 due to Epstein-related documents; her ties to the late financier and convicted sex offender were revealed.

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