Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role
By ABA Banking Journal Staff
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The brief below is a reading aid. The original source material and source link remain the governing reference.
Operational Brief
The Federal Reserve will propose changes to the regulatory capital framework to incentivize banks to originate and service mortgages; these changes are aimed at reviving banks' mortgage roles.
Why It Matters for Texas Credit Unions
The article does not explicitly mention Texas, TX, TCUD, or any Texas-specific entities. The proposed changes are general and applicable to all banks.
Who this most likely affects
Bounded site guidance: This item is most likely relevant for finance, accounting, and executive teams responsible for regulatory reporting or balance-sheet oversight.
Why this fit: The source language points to financial reporting, capital, or balance-sheet oversight rather than a narrow operational function.
This is site guidance, not a formal determination. ABA Banking Journal and the original source material remain the governing reference.
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The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate and service mortgages, Vice Chair for Supervision Michelle Bowman said at ABA's Conference for Community Bankers in Orlando. The post Bowman: Fed to propose capital changes aimed at reviving banks’ mortgage role appeared first on ABA Banking Journal .