What changed and why it matters

Federal Register - FDIC Mar 05, 2026 Proposals

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

• The FDIC invites comments on the renewal of existing information collections under OMB Control Nos. 3064-0079 and -0122. • No comments were received during the previous 60-day comment period.

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Federal Register - OCC Mar 04, 2026 Rules

Fair Housing Home Loan Data System

- The OCC is rescinding the Fair Housing Home Loan Data System regulation due to its obsolescence and inconsistency with other legal authorities. - This action reduces regulatory burden for national banks without significantly...

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Federal Register - OCC Mar 04, 2026 Rules

Community Bank Licensing Amendments

- Simplifies licensing requirements for corporate activities and transactions involving national banks and Federal savings associations with less than $30 billion in total assets. - Intended to reduce burden on these institutions.

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Fed Enforcement Actions Mar 03, 2026 Enforcement

Federal Reserve Board issues enforcement actions with former employee of East Cambridge Savings Bank and former employee of United Bank

The Federal Reserve Board has issued enforcement actions against former employees of East Cambridge Savings Bank and United Bank. No specific details on the nature of the violations or actions are provided.

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OCC News Releases Mar 03, 2026 Rules

OCC Issues Final Rules to Reduce Regulatory Burden for Community Banks

The OCC has issued two final rules aimed at reducing regulatory burden for community banks. These rules will likely streamline compliance processes and reduce reporting requirements, potentially benefiting Texas credit unions.

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Federal Register - Credit Unions Mar 03, 2026 Proposals|commentary

Regulatory Publication and Voluntary Review as Contemplated by the Economic Growth and Regulatory Paperwork Reduction Act of 1996

The NCUA is conducting a voluntary review of its regulations and seeking public comments on specific categories including 'Corporate Credit Unions,' 'Directors, Officers and Employees,' 'Anti-Money Laundering and Bank Secrecy Act,' 'Rules of Procedure,'...

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OCC News Releases Mar 02, 2026 Enforcement

OCC Releases CRA Performance Evaluations for 24 National Banks and Federal Savings Associations

The OCC released CRA performance evaluations for 24 national banks and federal savings associations. The period covered February 1, 2026, through February 28, 2026.

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Federal Register - FinCEN Mar 02, 2026 Proposals

Proposal of Special Measure Regarding MBaer Merchant Bank AG as a Financial Institution Operating Outside of the United States of Primary Money Laundering Concern

- FinCEN proposes special measures against MBaer Merchant Bank AG due to money laundering concerns. - Measures include prohibiting U.S. financial institutions from opening or maintaining correspondent accounts for MBaer, requiring reasonable steps not...

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Federal Register - FDIC Mar 02, 2026 Proposals

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC invites comments on the renewal of an existing information collection; OMB Control No. 3064-0072. Comments are due by [deadline].

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Federal Register - OCC Mar 02, 2026 Proposals

Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency

The OCC proposes regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act; entities subject to the OCC's jurisdiction, including potentially some Texas credit unions, may be affected.

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Federal Register - OCC Mar 02, 2026 Rules

National Bank Chartering

The OCC is amending its rule to clarify the longstanding authority of national banks limited to trust company operations to engage in non-fiduciary activities. This change does not explicitly impact Texas credit unions but...

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Krebs on Security Feb 28, 2026 Security

Who is the Kimwolf Botmaster “Dort”?

Dort, the Kimwolf botmaster, has a history of cybercrime activities including doxing, DDoS attacks, and selling services for bypassing CAPTCHA. The identity links Dort to Jacob Butler from Ottawa, Canada, suggesting a real person...

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OCC News Releases Feb 27, 2026 Guidance

OCC Issues Second and Third Quarter 2026 CRA Evaluation Schedule

- OCC released the schedule for CRA evaluations in the second and third quarters of 2026. - The schedule does not contain any specific mentions of Texas, TX, TCUD, or Texas-specific entities.

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FDIC Press Releases Feb 27, 2026 Rules

Press Release: FDIC Approves the Deposit Insurance Application for Edward Jones Bank, Salt Lake City, Utah

• FDIC approved the deposit insurance application for Edward Jones Bank in Salt Lake City, Utah. • Conditions include maintaining a minimum nine percent tier 1 leverage ratio and support from the Jones Financial...

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FDIC Press Releases Feb 27, 2026 Rules

Press Release: FDIC Issues CRA Examination Schedules for Second Quarter 2026 and Third Quarter 2026

The FDIC has issued the CRA examination schedules for the second quarter of 2026 and third quarter of 2026. Institutions with $250 million or less in assets will be examined no more frequently than...

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FDIC Press Releases Feb 27, 2026 Enforcement

Press Release: FDIC Publishes Enforcement Orders for January 2026

- Independence Bank in East Greenwich, Rhode Island had a consent order terminated. - The Fountain Trust Company in Covington, Indiana was ordered prohibited from further participation (2 orders).

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Federal Register - OCC Feb 27, 2026 Proposals

Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Appraisals for Higher-Priced Mortgage Loans

• The OCC is inviting comments on the renewal of an information collection titled 'Appraisals for Higher-Priced Mortgage Loans.' • The notice indicates that the collection has been submitted to OMB for review.

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Federal Register - OCC Feb 27, 2026 Proposals

Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; OCC Supplier Registration Form

• The OCC is seeking comments on a revision to the 'OCC Supplier Registration Form.' • This information collection has been submitted for OMB review and requires a valid OMB control number.

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OCC News Releases Feb 26, 2026 Commentary

Comptroller Gould Testifies on Agency Priorities

Comptroller Gould discussed the OCC's priorities and activities; no specific mentions of Texas or Texas-specific entities.

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CISA Alerts Feb 26, 2026 Security

CISA Issues Updated RESURGE Malware Analysis Highlighting a Stealthy but Active Threat

CISA has issued an updated analysis of the RESURGE malware, highlighting its stealthy nature and active threat. Credit unions should remain vigilant against this malware.

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Federal Register - Credit Unions Feb 26, 2026 Proposals

Renewal of Agency Information Collections of Previously Approved Collections; Request for Comments

The NCUA is seeking renewal of previously approved collections; comments are requested by the OMB. The Paperwork Reduction Act of 1995 mandates this process.

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ABA Banking Journal Feb 26, 2026 Proposals

OCC releases proposed rule to implement payment stablecoin legislation

The OCC has proposed a rule to implement the Genius Act, addressing how it will handle the prohibition on paying interest or yield on payment stablecoins. The proposal aims to provide clarity on regulatory...

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ABA Banking Journal Feb 25, 2026 Proposals

FinCEN seeking nominations for Bank Secrecy Act advisory group

• FinCEN seeks nominations from community banks for an advisory group on modernizing the BSA framework. • Nominees should provide insights on implementing the GENIUS Act.

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ABA Banking Journal Feb 25, 2026 Hidden

RTP network surpasses 2M single-day payments

The RTP network processed 2.05 million payments in a single day and reached $8.36 billion in value on another day; these records indicate the growing volume and value of real-time transactions.

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ABA Banking Journal Feb 25, 2026 Hidden

Bank survey explores small business use of AI

Most small businesses are already using AI in some form and expect it to deliver meaningful productivity gains and lower labor costs; the survey was conducted by Tri Counties Bank, a California-based institution.

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