FDIC Press Releases
Dec 16, 2025
Rules
The FDIC approved the deposit insurance application for Erebor Bank, N.A., a newly chartered national bank focusing on technology and defense industries. The approval comes with conditions including maintaining a 12% tier 1 leverage...
FDIC Press Releases
Dec 16, 2025
Rules|guidance
The FDIC Board of Directors met on December 16, 2025, addressing several key items including the 2026 operating budget and an interim final rule regarding special assessment collection. A recording of the open session...
Federal Register - Credit Unions
Dec 16, 2025
Guidance
- Sunshine Act meetings require public access and transparency for certain types of credit union meetings.
- Credit unions must ensure compliance with the Sunshine Act to maintain public trust and avoid legal issues.
Federal Reserve Press
Dec 15, 2025
Rules
- Smaller loan exemption from appraisal requirements for higher-priced mortgage loans announced with specific dollar thresholds
- No explicit mention of Texas-specific entities or regulations
Federal Reserve Press
Dec 15, 2025
Rules
The agencies have established new dollar thresholds for the applicability of Truth in Lending and Consumer Leasing rules. These changes will affect how these regulations apply to consumer credit and lease transactions.
CFPB Final Rules
Dec 15, 2025
Rules
The OCC, the Board, and the Bureau are finalizing amendments to their regulations based on the CPI-W as of June 1, 2025. These changes will affect appraisals for higher-priced mortgage loans.
CFPB Final Rules
Dec 15, 2025
Rules
- The exemption threshold for consumer credit transactions in Regulation Z will increase from $71,900 to $73,400 effective January 1, 2026. - This change is based on the annual percentage increase in the CPI-W...
CFPB Final Rules
Dec 15, 2025
Rules
The exemption threshold for consumer leases under Regulation M will increase from $71,900 to $73,400 effective January 1, 2026; this change is based on the annual percentage increase in the CPI-W as of June...
CFPB Final Rules
Dec 15, 2025
Rules
The Consumer Financial Protection Bureau has established the maximum allowable charge for disclosures by a consumer reporting agency to a consumer in 2026; this rule does not provide specific details on the dollar amount.
CFPB Final Rules
Dec 15, 2025
Rules
The Bureau has revised the dollar amounts for certain provisions in Regulation Z implementing Truth in Lending Act (TILA), including adjustments for credit cards, Home Ownership and Equity Protection Act (HOEPA) loans, and Qualified...
CFPB Newsroom
Dec 15, 2025
Rules
- The CFPB and the FRB have announced dollar thresholds for determining applicability of Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing). - These thresholds will be used to decide if certain...
CFPB Newsroom
Dec 15, 2025
Rules
- The threshold for higher-priced mortgage loans subject to special appraisal requirements will increase from $33,500 to $34,200.
- This change applies starting in 2026.
FDIC Press Releases
Dec 12, 2025
Security
The FDIC Board of Directors will hold an open session meeting on Tuesday, December 16, 2025, at 10:00 a.m. ET. The meeting will be accessible via webcast, and media can attend in person by...
Federal Register - Credit Unions
Dec 12, 2025
Proposals
The NCUA will submit information collection requests for review by the OMB. Credit unions should provide comments on these collections before the deadline.
Federal Reserve Press
Dec 11, 2025
Hidden
• Federal Reserve Board approved the application by Banco BTG Pactual S.A., its parent holding companies, and subsidiary, BTG Pactual Bancorp, LLC.
Federal Reserve Press
Dec 11, 2025
Hidden
• The Federal Reserve Board has approved an application by The PNC Financial Services Group, Inc.
Federal Reserve Press
Dec 11, 2025
Hidden
The Federal Reserve Board has reappointed Reserve Bank presidents and first vice presidents. No specific Texas-related information was provided in the article.
Federal Reserve Press
Dec 11, 2025
Hidden
The Federal Reserve Board has terminated enforcement actions with Credit Suisse Group AG and its affiliates. No specific action items or deadlines are mentioned for Texas credit unions.
FDIC Press Releases
Dec 11, 2025
Proposals|guidance
The FDIC has issued several NPRs and final rules aimed at reforming supervision, reducing regulatory burden on community banks, and addressing various compliance issues. These include proposals for new frameworks for unsafe or unsound...
CISA Alerts
Dec 11, 2025
Guidance
CISA has introduced updated cybersecurity performance goals for various sectors; these enhancements aim to improve overall security measures and resilience against cyber threats.
Federal Register - Credit Unions
Dec 11, 2025
Guidance|proposals
• The NCUA Board proposes removing Appendix B from the Code of Federal Regulations and publishing it as guidance instead. • This change aims to clarify that Appendix B is guidance, not a regulation,...
Federal Register - Credit Unions
Dec 11, 2025
Guidance
- The NCUA Board proposes removing Appendix A from the CFR and publishing it as a Letter to Credit Unions.
- This change aims to clarify that Appendix A is guidance, not a regulation.
Federal Register - Credit Unions
Dec 11, 2025
Proposals
• NCUA proposes to amend supervisory committee audit regulations to reduce burden and increase flexibility.
• The changes aim to streamline the rules by removing outdated or redundant provisions.
Federal Register - Credit Unions
Dec 11, 2025
Proposals
The NCUA Board proposes removing the requirement for corporate credit union ALCO members to also be board members and eliminates filing requirements related to annual reports and management letters. The goal is to reduce...
CFPB Final Rules
Dec 11, 2025
Rules
The CFPB rescinds its rule establishing a registry of certain final public orders applicable to nonbank covered persons. This action affects the regulatory landscape for these entities but does not explicitly impact Texas credit...