OCC Announces Enforcement Actions for February 2026
The OCC announced enforcement actions for February 2026; these actions involve specific credit unions that failed to comply with certain regulations.
Public regulatory intelligence
What changed and why it matters
A source-linked regulatory intelligence feed for Texas credit union compliance and executive leadership. Use it to catch up quickly before diving into the underlying material.
Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.
Bank of America overhauls rewards program
- Bank of America introduces a new rewards program for personal checking account clients, making 30 million existing customers eligible.
- The program offers rewards regardless of balance.
Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Financial Management Policies-Interest Rate Risk
The OCC invites comments on the renewal of an information collection titled 'Financial Management Policies--Interest Rate Risk,' which requires a currently valid OMB control number. The submission is part of the Paperwork Reduction Act...
Survey: Nearly half of Americans exposed to scams every day
Nearly one-quarter of respondents reported losing money to scams within the past three years, with a median loss of $250; nearly half of Americans are exposed to scams every day.
FOMC minutes show concern about persistent inflation
• FOMC participants caution progress toward 2% inflation target might be slower and more uneven than expected.
• Risk of persistent inflation above the 2% objective is considered meaningful.
Industrial production rose in January
Industrial production increased 0.7% in January from the previous month and was up 2.3% from a year prior; no specific actions or implications for Texas credit unions mentioned.
New orders for durable goods fell in December
The new orders for durable goods decreased by $4.6 billion or 1.4% in December 2025; this economic indicator may affect lending and risk management strategies.
Housing starts increased in December
Housing starts in December 2025 increased to a seasonally adjusted annual rate of 1.404 million; no specific actions required for Texas CUs.
Minutes of the Federal Open Market Committee, January 27–28, 2026
The Federal Open Market Committee discussed monetary policy and economic outlook. No explicit mentions of Texas or Texas-specific entities were found.
Treasury to release financial sector AI resources
The Treasury Department will release six resources aimed at ensuring secure and resilient AI in the financial sector. These resources are intended to enhance cybersecurity measures across U.S. financial systems.
White House: CFPB has cost consumers billions of dollars
The White House Council of Economic Advisers reported that the CFPB has cost consumers between $237-$369 billion since 2011, as financial institutions passed on increased compliance and liability expenses. This report does not explicitly...
Singapore super-app Grab to acquire US fintech Stash
Grab will acquire a majority interest in Stash for $425 million and the remaining shares over three years; no explicit mention of Texas or Texas-specific entities.
CFPB’s ‘regulatory burden’ cost consumers billions: White House
The report follows two others released last week by the Government Accountability Office and Senate Democrats that drew different conclusions; The article discusses a White House report claiming CFPB's regulatory burden cost consumers billions.
Warren targets Dimon for help on interest rate caps
Sen. Warren proposes a bill modeled after JPMorgan Chase CEO Jamie Dimon's suggestion to allow states to set their own card interest rate limits.
TD’s US head of AI weighs in on agents
AI projects should consider the full production environment involving both employees and customers; this advice is relevant for ensuring seamless technology integration in credit union operations.
JPMorgan Chase targets 160 branch openings this year
JPMorgan Chase plans major expansions in Carolinas, Florida, Pennsylvania, Kansas, Massachusetts, and Tennessee; no explicit mention of Texas.
Gemini loses 3 C-suite executives
Gemini announces the departure of its CFO, COO, and legal chief; the company also announced layoffs and a strategic pivot five months after its IPO.
How stablecoins are finding a foothold
• Stablecoins are primarily used for cross-border payments and peer-to-peer remittances.
• The article does not provide specific regulatory or guidance information relevant to Texas credit unions.
OCC conditionally approves Stripe subsidiary Bridge for trust charter
The Office of the Comptroller of the Currency (OCC) has conditionally approved Stripe subsidiary Bridge for a trust charter. This approval follows similar approvals given to digital-asset firms Circle, Ripple, and Paxos.
OCC proposes changes to supervisory appeals process, creating appeals board
- OCC proposes creating a new appeals board for supervisory appeals.
- The changes aim to provide a more structured and transparent process for credit unions facing regulatory challenges.
NAHB: Homebuilder confidence slips in February
Homebuilder confidence in the market for newly built single-family homes fell one point to 36 in February; NAHB/Wells Fargo Housing Market Index reported this decline.
Proposed bank acquisitions announced in Ohio, Iowa
Miami Savings Bank will acquire New Foundation Savings Bank in Cincinnati, Ohio; West Iowa Bank will purchase Home State Bank in Iowa. No specific mentions of Texas or Texas credit unions.
Bankers share stablecoins’ opportunities, risks for community banks
Community banks should consider stablecoins for new business opportunities but need proper regulation to protect deposit bases; stablecoins pose serious risks if not regulated.
Survey: Family businesses facing a ‘succession paradox’
78% of family business executives expect a CEO transition within the next decade; 57% have established strategic succession planning. The survey highlights a 'succession paradox' where critical planning is seen as essential but not...
Dive Deposits: Want a bigger raise? Don’t be a long-tenured CEO
Newer big-bank CEOs received larger raises; Brian Moynihan's 2025 compensation may have been held back by a comparatively better 2024 performance.