Public regulatory intelligence

What changed and why it matters

A source-linked regulatory intelligence feed for Texas credit union compliance and executive leadership. Use it to catch up quickly before diving into the underlying material.

Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.

Recent developments

Whistleblower Incentives and Protections

FinCEN is proposing a whistleblower program with incentives and protections for reporting BSA/IEEPA/TWEA/Kingpin Act violations, which could affect compliance reporting processes and internal whistleblower policies. Credit unions must prepare for potential regulatory changes and...
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Rescission of OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches

The OCC is removing recovery planning guidelines that previously applied to large national banks and federal savings associations, potentially simplifying capital planning and disclosure requirements for affected institutions. This change may reduce regulatory burden...
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2025 HMDA Data on Mortgage Lending Now Available

The 2025 HMDA Loan Application Register data is now accessible via the FFIEC platform, requiring credit unions to ensure accurate reporting and data management processes are in place for compliance with federal mortgage lending...
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Agency Information Collection Activities: Comment Request

The CFPB seeks OMB approval to reinstate a regulation prohibiting inclusion of adverse credit information related to human trafficking cases. This affects credit unions' consumer reporting practices and may require updates to compliance protocols...
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Proposed Agency Information Collection Activities; Comment Request

The agencies propose extending existing information collection requirements for capital and market risk rules with revisions, impacting reporting, disclosures, and recordkeeping. This affects capital planning, exam readiness, and potential compliance adjustments for credit unions.
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