Capital One nabs Brex for $5.15B
Capital One acquires Brex for $5.15 billion; expected closing in mid-2026, focusing on corporate cards and expense management tools.
Public regulatory intelligence
What changed and why it matters
A source-linked regulatory intelligence feed for Texas credit union compliance and executive leadership. Use it to catch up quickly before diving into the underlying material.
Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.
A new kind of ‘community bank’ for small businesses
The article discusses small business owners' priorities in 2026, including SBA lending and succession planning. It highlights the need for banks to adapt to meet these needs.
FDIC approves deposit insurance applications for Ford, GM industrial banks
The FDIC has approved deposit insurance applications for Ford and GM to establish industrial banks. This move could potentially impact the competitive landscape in the banking industry, particularly for auto manufacturers.
Mortgage rates rise
The 30-year fixed-rate mortgage rate rose to 6.09%, while the 15-year fixed-rate mortgage rate increased to 5.44%. These changes may affect loan offerings and customer decisions.
ABA, associations urge lawmakers to reject Durbin-Marshall bill
• Credit card market intervention could reduce choice and increase costs for consumers and small businesses.
• Smaller institutions face economic challenges due to potential fraud risks.
ABA Foundation highlights major financial education milestone, launches 2026 programs
The ABA Foundation is expanding its financial education programs for 2026, adding tools on fraud and scam prevention, tax education, and credit repair. These efforts aim to strengthen financial capability in communities across the...
FDIC adopts changes to signage rules
The FDIC finalized changes to its signage rules and delayed the compliance date. The new rules will take effect in June 2024.
FDIC reinstates independent supervisory appeals office
- The FDIC has reinstated an independent office to oversee bank appeals of its supervisory decisions.
- The OCC plans to explore similar reforms for its supervisory appeals process.
November PCE Price Index comes in line with expectations
- PCE inflation is closer to 3% than the Fed’s target of 2%, which may affect consumer sentiment and affordability.
- The article does not provide specific details or implications for credit unions.
GDP growth remains robust in Q3 updated estimate
• The final estimate of Q3 GDP confirms the U.S. economy's robust growth.
• No specific actions or impacts directly relevant to Texas credit unions are mentioned.
Trump sues JPMorgan, Dimon over alleged debanking
President Trump sues JPMorgan and Dimon over alleged debanking; the action follows public accusations made by the president regarding JPMorgan's handling of his account in connection with the U.S. Capitol riot.
Press Release: FDIC Approves the Deposit Insurance Applications for Ford Credit Bank, Salt Lake City, Utah, and GM Financial Bank, Salt Lake City, Utah
The FDIC has approved deposit insurance applications for Ford Credit Bank and GM Financial Bank. Both banks will be Utah-chartered industrial banks focusing on automotive financing. Conditions include maintaining a minimum 15% tier 1...
Supreme Court approaches Cook case with skepticism
Supreme Court justices showed skepticism towards President Trump's firing of Fed Governor Philip R. Cook; implications for cause and notice could set a new legal precedent.
Inside the explosion of banking charter applications
18 banking charter applications were filed with the OCC last year; two more have been submitted in recent weeks. This trend could continue in 2026.
Dimon: AI’s effect on labor market ‘may go too fast for society’
• JPMorgan CEO expects AI will lead to fewer employees despite global growth.
• No direct impact on Texas credit unions mentioned.
FDIC Board of Directors Meeting
The FDIC Board of Directors met to discuss and approve amendments to the FDIC’s Guidelines for Appeals of Material Supervisory Determinations, a final rule on FDIC Official Signs and Advertising Requirements, and issued financial...
Pending home sales fell in December
Pending home sales decreased by 9.3% in December compared to the previous month and by 3% year over year; there were 1.18 million homes on the market.
Survey: AI, fraud among top cybersecurity trends for 2026
Artificial intelligence is enhancing cybersecurity efforts but also enabling fraud. Cyber-enabled fraud will affect people of various backgrounds in 2026.
The wealth transfer challenge: Better communication means less stress between generations
The article highlights the importance of clear communication in wealth transfer processes to avoid conflicts. It emphasizes that the goal should be a smooth transition rather than just avoiding conflict.
ABA urges FDIC to pause special assessment collection
The American Bankers Association (ABA) has urged the FDIC to defer collection of a special assessment on certain banks, citing ongoing litigation related to recent bank failures. This move would provide more time for...
Trump directs agencies to restrict housing ownership by large investment firms
President Trump signed an executive order directing federal agencies to cease activities that facilitate the sale of single-family homes to large institutional investors and to take possible legal action against those firms.
KeyCorp names new lead independent director
- Two board members of KeyCorp will retire at the bank’s annual meeting.
- Activist investor HoldCo Asset Management sought board changes, among other demands.
Klarna to offer after-purchase BNPL
Shoppers will be able to convert purchases into installment loans after the transaction; Klarna announced this feature on Tuesday.
‘We’re coming’ to ‘fight you,’ PNC’s Demchak warns banks
• PNC's CEO warns of competition from large banks in regional markets.
• The statement implies potential regulatory or competitive challenges for smaller institutions.
Payments fraud risks burgeon with AI
Artificial intelligence threats in payments are increasing; new industry trends such as agentic commerce and passkey adoption are being implemented for defense.