Inside the explosion of banking charter applications

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Operational Brief

18 banking charter applications were filed with the OCC last year; two more have been submitted in recent weeks. This trend could continue in 2026.

Why It Matters for Texas Credit Unions

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Original Source Material

Pent-up demand led to 18 applications being filed with the OCC last year. And that influx could continue in 2026, as two applications have been submitted to the agency in recent weeks.