ABA Banking Journal
Feb 12, 2026
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• A limited shutdown affecting the Department of Homeland Security is likely to start on Saturday.
• The Federal Emergency Management Agency and National Flood Insurance Program will not be immediately affected.
ABA Banking Journal
Feb 12, 2026
Hidden
- Existing home sales decreased 8.4% in January to a seasonally adjusted annual rate of 3.91 million.
- Sales decreased month-over-month and year-over-year in all regions (Northeast, Midwest, South, West).
Federal Reserve Press
Feb 12, 2026
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• Federal Reserve Board approved the application by Cooperativa de Ahorro y Credito Elga, Ltda.
ABA Banking Journal
Feb 12, 2026
Security
Fraudsters are becoming increasingly frustrated with deepfake detection systems; these systems are effectively preventing fraudulent activities. The article discusses the growing use of AI in fraud and scams, highlighting that despite advancements, fraudsters are...
ABA Banking Journal
Feb 12, 2026
Hidden
- 30-year fixed-rate mortgage rate was 6.09% this week.
- 15-year fixed-rate mortgage rate was 5.44% this week.
ABA Banking Journal
Feb 12, 2026
Security
The FDIC and OCC released stress test scenarios for financial institutions in coordination with the Federal Reserve. These scenarios will be used in upcoming stress tests.
ABA Banking Journal
Feb 12, 2026
Proposals
The bill aims to raise the asset threshold for banks subject to longer examination cycles; it is a bipartisan effort in the Senate. The article does not provide specific details on how this might...
ABA Banking Journal
Feb 12, 2026
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Two House lawmakers introduced legislation directing social media companies to combat fraudulent advertisements; a companion bill was recently introduced in the Senate.
Federal Reserve Press
Feb 12, 2026
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The Federal Reserve Board has issued an enforcement action against a former employee of Regions Bank. No explicit connection to Texas credit unions or entities was mentioned in the article.
Banking Dive
Feb 12, 2026
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82% of BNP Paribas's energy production credit exposure was directed to low-carbon energies as of September 2025; no specific actions required for Texas CUs.
Banking Dive
Feb 12, 2026
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JPMorgan and Nacha plan to use blockchain technology to simplify the account verification process for JPMorgan Chase customers; no explicit mention of Texas-specific entities or regulations.
Banking Dive
Feb 12, 2026
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The compensation package for a Morgan Stanley CEO includes $45 million, setting a new benchmark for CEO pay in large banks; this may influence the expectations of executive compensation in other financial institutions.
Banking Dive
Feb 12, 2026
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• Bank spokesperson stated they look forward to a full review of the facts regarding BofA’s Epstein case.
• The article does not provide specific details or actions required for Texas credit unions.
OCC News Releases
Feb 12, 2026
Guidance
- OCC released stress test scenarios for 2026.
- These scenarios will be used in upcoming stress tests for covered institutions.
FDIC Press Releases
Feb 12, 2026
Guidance
• The FDIC has released economic scenarios for 2026 stress testing for covered institutions with total consolidated assets of more than $250 billion. • These scenarios include baseline and severely adverse scenarios, each covering...
Banking Dive
Feb 12, 2026
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Paul Gu will succeed Dave Girouard as CEO of Upstart on May 1; Dave Girouard will remain executive chair.
Federal Register - OCC
Feb 12, 2026
Proposals
• The OCC invites comments on the renewal of an information collection related to proprietary trading and certain interests in covered funds. • Respondents must provide a currently valid OMB control number as required...
Federal Register - Credit Unions
Feb 12, 2026
Proposals
The NCUA Board is seeking comment on proposed regulations for licensing and supervising payment stablecoin issuers. FICUs are limited to investing in NCUA-licensed PPSIs, with a forthcoming proposal addressing standards and restrictions on PPSIs.
ABA Banking Journal
Feb 11, 2026
ABA recommends the OCC maintain strong safety and soundness standards, increase transparency in the chartering process, and update naming rules. The association calls for cautious development of new regulatory frameworks.
ABA Banking Journal
Feb 11, 2026
Hidden
The number of community development financial institutions and their total assets experienced a modest decline starting in 2023. This trend reflects a post-decade increase.
ABA Banking Journal
Feb 11, 2026
Guidance
• The banking agencies have rescinded the FAQs on the Liquidity Coverage Ratio.
• The documents will remain available for public viewing.
ABA Banking Journal
Feb 11, 2026
Hidden
Ginnie Mae and FHFA need to enhance their assessment of funding risks associated with nonbank mortgage companies; the report does not explicitly mention Texas.
ABA Banking Journal
Feb 11, 2026
Guidance
The article discusses the complexities of following up on a Suspicious Activity Report (SAR) filing. It highlights the need for thorough and timely responses to regulatory inquiries.
Krebs on Security
Feb 11, 2026
Security
- Kimwolf botnet disrupted the I2P network by overwhelming it with infected routers. - The disruption was caused by a Sybil attack, where the botnet tried to join 700,000 nodes on I2P. - I2P...
ABA Banking Journal
Feb 11, 2026
Hidden
• Job growth in January surprised economists with a positive gain, indicating some resilience in the labor market. • The ABA Office of the Chief Economist suggests this could have implications for broader economic...