Wells Fargo alum tapped as Zions Bank’s next CEO
Nate Callister will become the CEO of Zions Bank following Paul Burdiss's retirement on December 31; no explicit Texas-specific content or relevance.
Public regulatory intelligence
What changed and why it matters
A source-linked regulatory intelligence feed for Texas credit union compliance and executive leadership. Use it to catch up quickly before diving into the underlying material.
Start with the clearest developments below, then open the original source material when you need the governing detail. The source remains the authority.
Democratic AGs sue Trump administration over CFPB funding
Democratic AGs seek a court order for the CFPB to take funds from the Federal Reserve. This action aims to ensure the CFPB can continue its operations as intended.
Huntington’s $7.4B Cadence deal gets regulatory sign-off
- The Office of the Comptroller of the Currency approved Huntington’s $7.4B acquisition of Cadence 56 days after proposal.
- Only one multibillion-dollar banking deal from 2025 remains pending regulatory approval.
Comerica-Fifth Third deal’s speed attacked by investor HoldCo
Proxy adviser ISS recommends Comerica shareholders vote in favor of the acquisition; new presentation on the deal has been released.
Fed seeks comments on ‘skinny’ account
The Federal Reserve Board voted 6-1 to gather public comment on creating a new special payments account for use by financial institutions; comments are due within the next few months.
HSBC taps ex-Citi exec Liu to lead private bank
Ida Liu will lead HSBC's private bank after previously heading Citibank’s private banking division for four years; no explicit mentions of Texas, TX, TCUD, or Texas-specific entities.
Burke & Herbert to acquire LinkBank for $354M
Burke & Herbert Bank will acquire LinkBank for $354M; the deal creates an $11 billion-asset bank with expanded presence in Pennsylvania.
Ex-IberiaBank CEO is getting the band back together
Daryl Byrd, former CEO of IberiaBank, is leading an investor group acquiring M C Bank in Louisiana. The new leadership team will include several former IberiaBank executives.
Federal Reserve Board publishes its biennial report on debit card transactions, which summarizes information collected from large debit card issuers and payment card networks
The Federal Reserve Board has published its biennial report on debit card transactions, summarizing information from large issuers and networks. This report provides insights into the current state of debit card operations.
Dismantling Defenses: Trump 2.0 Cyber Year in Review
The Trump administration has issued several directives and memos aimed at restricting free speech and limiting social media activity. These include NSPM-7, which targets anti-American activities, and a memo from Attorney General Pam Bondi...
Federal Reserve Board requests public input on “payment account,” which eligible financial institutions could use for the limited purpose of clearing and settling their payments
- Federal Reserve Board seeks public input on 'payment account' for clearing and settling payments.
- Eligible financial institutions could use this service, potentially impacting how they manage their payment processes.
Fintech Mercury applies for OCC bank charter
Fintech Mercury applies for an OCC bank charter and appoints a CEO with experience from SoFi, Green Dot, and Goldman Sachs. The OCC has previously approved five crypto firms for a different type of...
Senate confirms FDIC’s Hill, CFTC’s Selig
- Senate confirms FDIC's Hill and CFTC's Selig with party-line votes.
- Permanent leadership positions at two financial regulatory agencies established.
Privacy Act of 1974; System of Records
The NCUA proposes modifications to system of records notice NCUA-19; this integrates financial and budgetary information. The proposal seeks public comment.
Federal Reserve Board publishes first of several staff manuals for the supervision of the largest and most complex banks
The Federal Reserve Board has published the first of several staff manuals aimed at supervising the largest and most complex banks. These manuals will provide detailed guidance for regulators on how to supervise these...
Federal Reserve Board withdraws 2023 policy statement and issues new policy statement regarding the treatment of certain Board-supervised banks that facilitates responsible innovation
- The Federal Reserve Board withdrew its 2023 policy statement and issued a new one regarding the treatment of certain Board-supervised banks, focusing on facilitating responsible innovation. - This new policy aims to support...
Opening Doors to the Future: CISA Announces Participation in the CyberCorps® Scholarship for Service (SFS)
CISA announces participation in the CyberCorps® Scholarship for Service (SFS); provides opportunities for students interested in cybersecurity careers.
CISA Releases Dynamic New Guide for Stadium and Arena Owners to Fortify Operations, Mitigate Vulnerabilities and Elevate Emergency Preparedness
CISA has released a new guide for stadium and arena owners to enhance operations, reduce vulnerabilities, and improve emergency preparedness; the guidance includes cybersecurity measures.
Rules of Practice for Adjudication Proceedings
The final rule rescinds certain amendments made in 2022 and 2023 to the Rules of Practice for Adjudication Proceedings. These rules govern proceedings conducted by the Consumer Financial Protection Bureau (CFPB).
Federal Reserve Board announces termination of enforcement actions with The Goldman Sachs Group, Inc. and Metropolitan Commercial Bank
The Federal Reserve Board has terminated enforcement actions with The Goldman Sachs Group, Inc. and Metropolitan Commercial Bank. No specific actions or deadlines for Texas credit unions are mentioned.
Most Parked Domains Now Serving Malicious Content
Most parked domains now redirect visitors to malicious content; redirects often occur via a chain of domains and can be influenced by the visitor's IP address. Visitors using residential IPs are more likely to...
Press Release: FDIC Approves the Deposit Insurance Application for Erebor Bank, N.A., Columbus, Ohio
The FDIC approved the deposit insurance application for Erebor Bank, N.A., a newly chartered national bank focusing on technology and defense industries. The approval comes with conditions including maintaining a 12% tier 1 leverage...
FDIC Board of Directors Meeting
The FDIC Board of Directors met on December 16, 2025, addressing several key items including the 2026 operating budget and an interim final rule regarding special assessment collection. A recording of the open session...
Sunshine Act Meetings
- Sunshine Act meetings require public access and transparency for certain types of credit union meetings.
- Credit unions must ensure compliance with the Sunshine Act to maintain public trust and avoid legal issues.
Agencies announce dollar thresholds for smaller loan exemption from appraisal requirements for higher-priced mortgage loans
- Smaller loan exemption from appraisal requirements for higher-priced mortgage loans announced with specific dollar thresholds
- No explicit mention of Texas-specific entities or regulations