Public financial intelligence
Texas credit union call report overview
A statewide snapshot of what moved this quarter across Texas credit unions. Use it for balance-sheet context alongside the main regulatory intelligence feed.
Use this page for statewide context.
These figures are derived from NCUA call report data. They show statewide movement, not a full explanation of why any one institution changed.
Latest quarter in view
2025Q4
2025-12-31 ยท 381 institutions tracked
Total assets across Texas institutions
$167,928,096,729
QoQ +4.45%
Median net worth ratio
13.64%
QoQ +0.10 pts
Median ROA
0.64%
QoQ +0.13 pts
Statewide loan-to-share ratio
85.80%
QoQ -0.87 pts
What moved this quarter
Texas credit union assets rose quarter over quarter, putting total assets at 167,928,096,729 in 2025Q4.
Median net worth ratio improved to 13.64%, which helps frame statewide capital strength.
Median ROA improved to 0.64%, offering a quick profitability read for the quarter.
Statewide loan-to-share ratio decreased to 85.80%, which may indicate how lending and funding are moving relative to each other.
Largest institutions this quarter
| Institution | City | Assets |
|---|---|---|
| RANDOLPH-BROOKS | UNIVERSAL CITY | $19,203,984,884 |
| SECURITY SERVICE | San Antonio | $14,184,933,201 |
| AMERICAN AIRLINES | Fort Worth | $9,304,114,869 |
| COMMUNITYAMERICA | Lenexa | $8,674,617,301 |
| TEXAS DOW EMPLOYEES | Houston | $5,041,350,277 |
| RALLY | Corpus Christi | $4,713,372,265 |
| EECU | Fort Worth | $4,586,598,539 |
| GECU | El Paso | $4,575,314,681 |
| CREDIT HUMAN | San Antonio | $4,518,614,109 |
| UNIVERSITY | AUSTIN | $4,198,948,013 |
Asset-band distribution
< $100M
243
$100M โ <$500M
75
$500M โ <$1B
26
$1B โ <$5B
32
$5B+
5
Source: NCUA quarterly call report data. Ratios shown here are derived from reported fields and should be read as statewide context, not a full causal explanation.