Public financial intelligence

Texas credit union call report overview

A statewide snapshot of what moved this quarter across Texas credit unions. Use it for balance-sheet context alongside the main regulatory intelligence feed.

Use this page for statewide context.

These figures are derived from NCUA call report data. They show statewide movement, not a full explanation of why any one institution changed.

Latest quarter in view
2025Q4
2025-12-31 ยท 381 institutions tracked
Total assets across Texas institutions
$167,928,096,729
QoQ +4.45%
Median net worth ratio
13.64%
QoQ +0.10 pts
Median ROA
0.64%
QoQ +0.13 pts
Statewide loan-to-share ratio
85.80%
QoQ -0.87 pts

What moved this quarter

Texas credit union assets rose quarter over quarter, putting total assets at 167,928,096,729 in 2025Q4.
Median net worth ratio improved to 13.64%, which helps frame statewide capital strength.
Median ROA improved to 0.64%, offering a quick profitability read for the quarter.
Statewide loan-to-share ratio decreased to 85.80%, which may indicate how lending and funding are moving relative to each other.

Largest institutions this quarter

Institution City Assets
RANDOLPH-BROOKS UNIVERSAL CITY $19,203,984,884
SECURITY SERVICE San Antonio $14,184,933,201
AMERICAN AIRLINES Fort Worth $9,304,114,869
COMMUNITYAMERICA Lenexa $8,674,617,301
TEXAS DOW EMPLOYEES Houston $5,041,350,277
RALLY Corpus Christi $4,713,372,265
EECU Fort Worth $4,586,598,539
GECU El Paso $4,575,314,681
CREDIT HUMAN San Antonio $4,518,614,109
UNIVERSITY AUSTIN $4,198,948,013

Asset-band distribution

< $100M 243
$100M โ€“ <$500M 75
$500M โ€“ <$1B 26
$1B โ€“ <$5B 32
$5B+ 5

Source: NCUA quarterly call report data. Ratios shown here are derived from reported fields and should be read as statewide context, not a full causal explanation.