What’s coming for the banking industry in 2026

By

Use this page to get oriented quickly.

The brief below is a reading aid. The original source material and source link remain the governing reference.

Operational Brief

Expect an increase in mergers and acquisitions and de novo applications. Regulation is expected to build up differently in 2026.

Why It Matters for Texas Credit Unions

The article does not explicitly mention Texas, TX, TCUD, or any Texas-specific entities.

Who this most likely affects

Bounded site guidance: This item is most likely relevant for boards, executive leadership, and governance owners.

Why this fit: The source language points to governance, management, or supervisory posture rather than a narrow line function.

This is site guidance, not a formal determination. Banking Dive and the original source material remain the governing reference.

Private Follow-Up

Save this for follow-up.

Sign in to keep a private note, target date, or reminder for this item.

Sign in to save this item Create account

Original Source Material

2025 brought a surge of M&A. Expect more this year. De novo applications, too, spiked last year. That should continue. If regulation was stripped down in 2025, expect a buildup – with a different look.