ABA Banking Journal Proposals

HUD proposes to remove disparate impact from Fair Housing Act rule

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Operational Brief

HUD proposes to rescind rules allowing the use of disparate impact in determining Fair Housing Act violations; this could affect how credit unions assess and mitigate housing discrimination risks.

Why It Matters for Texas Credit Unions

The article does not explicitly mention Texas, TCUD, or any Texas-specific entities. The proposed rule change is a general federal action that applies to all credit unions nationwide.

Who this most likely affects

Limited site guidance: Institutions should review this based on their own products, size, vendors, and supervisory posture.

The item has some Texas or operational relevance signals, but the site does not yet have enough support to narrow it to one institution profile with confidence.

This is site guidance, not a formal determination. ABA Banking Journal and the original source material remain the governing reference.

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Original Source Material

The Department of Housing and Urban Development is proposing to rescind three rules allowing the use of disparate impact in determining Fair Housing Act violations. The post HUD proposes to remove disparate impact from Fair Housing Act rule appeared first on ABA Banking Journal .