Small Business Lending under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

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The brief below is a reading aid. The original source material and source link remain the governing reference.

Operational Brief

The Equal Credit Opportunity Act (Regulation B) compliance dates for small business lending have been extended until 2025. This extension applies to all credit unions, including those in Texas.

Why It Matters for Texas Credit Unions

The article does not explicitly mention Texas or any Texas-specific entities. The rule extension is applicable nationwide.

Who this most likely affects

Limited site guidance: Institutions should review this based on their own products, size, vendors, and supervisory posture.

The item has some Texas or operational relevance signals, but the site does not yet have enough support to narrow it to one institution profile with confidence.

This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.

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Original Source Material

Small business lending rule extension of compliance dates 2025