Small Business Lending under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

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The brief below is a reading aid. The original source material and source link remain the governing reference.

Operational Brief

• Compliance dates for small business lending under Regulation B have been extended until June 2025. • The CFPB finalized an interim final rule that amends Regulation B, making other adjustments.

Why It Matters for Texas Credit Unions

The article does not explicitly mention Texas or any Texas-specific entities. This is a general federal regulation applicable to all credit unions nationwide.

Who this most likely affects

Limited site guidance: Institutions should review this based on their own products, size, vendors, and supervisory posture.

The item has some Texas or operational relevance signals, but the site does not yet have enough support to narrow it to one institution profile with confidence.

This is site guidance, not a formal determination. CFPB Final Rules and the original source material remain the governing reference.

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Original Source Material

CFPB finalizes its June 2025 interim final rule amending Regulation B, extending compliance dates in its 2023 small business lending rule and making other adjustments.